Ready For Pretirement

Let’s face it, planning and saving for retirement is not easy. We are told that the earlier we start the better and that the “magic of compounding” will make our dreams come true if we simply trust the stock market and our investment advisor. ​But for most people it’s simply not possible. People in their twenties are often saddled with student debt and may be struggling to find suitable full-time employment. Saving for retirement is the last thing on their minds, as it should be. ​Then in our thirties and forties we tend to do things like get married, have kids, and buy houses. All these things cost a lot of money! So for many people there simply isn’t any money left to put away for retirement. Therefore many of us become procrastinators when it comes to saving for retirement. ​But there is hope. This book will take you step-by-step though planning and saving for retirement starting in your fifties and the best way to fund your retirement years. It is designed for people approaching retirement who want to ensure it is comfortable and stress-free.

Ready to Retire? What You and Your Spouse Need to Know About The New Reality of Retirement Conceived and written for those about to retire - or already in retirement and the women (and men) who live with them. Ready to Retire? helps people understand what they and their partners are going through as they meet the new reality of life beyond the workplace. Cultural messaging has traditionally reinforced the idea of the man as bread winner and men have a particularly hard time making the retirement adjustment as they so often completely self-identify with their work. In light of this cultural trend, bestselling author and sociologist Lyndsay Green sets out to demystify retirement for men and their partners, and provides an engaging and uplifting portrait of the emotional landscape of men in their sixties and seventies. While most books on this subject focus on finances, Lyndsay Green writes more about the psychological implications of retirement. More descriptive than instructional, the book is based on interviews with over sixty people, from age 56 to 88, living in cities, small towns and rural areas. In spite of the fact that many men have a deep-rooted fear about retirement, and that so often their spouses can be baffled by their inability to express those fears and needs, Lyndsay Green discovered that the story of men’s retirement is mostly one of adjustment, revitalization and reinvention. Ready to Retire? is an inspiring portrait of the emotional lives of men who have retired or are considering retirement, and the women (and men) they live with.

Manpower Education Institute celebrates its 25th Anniversary Edition of READY OR NOT with the 1998 edition of READY OR NOT, the successful retirement planning book which helps make the retirement years the most rewarding time of your life. This user-friendly book, updated each year, emphasizes the importance of planning for the future & helps you to prepare now for a fulfilling & enjoyable retirement. READY OR NOT offers the big-picture, of what to expect, how to manage your time, legal affairs, new career, or part-time employment after full, early or partial retirement. READY OR NOT has 14 separate chapters covering such topics as financial planning, Social Security, legal matters, health, consumer education, post-retirement earning, volunteer efforts, where to live, & grandparenting, while covering the spectrum of other concerns for those planning for their years in retirement. Also important is the hotline information, listing many toll free numbers to call for support about some of the issues affecting retirees. Points of emphasis are boxed & highlighted throughout the book. Manpower Education Institute, a non-profit foundation chartered by the Board of Regents of the State University of New York, publishes this invaluable resource for making sound retirement decisions & offers creative suggestions for remaining active, involved & energetic in the years to follow. Ordering Information for READY OR NOT, Book Stores Contact: APG, 1501 County Hospital Rd., Nashville, TN 37218, Tel: 800-327-5113; FAX: 800-995-1814. All Others Contact: Manpower Education Institute, 715 Ladd Road, Bronx, NY 10471-1203, Telephone: 718-548-4200; FAX: 718-548-4202, E-mail: [email protected].

Millions of Americans still in the prime of life have the fiscal wear-with-all to retire today, and live on interest from investments supplemented by enjoyable part-time work. The Work Less, Live More Workbook is a financial and practical resource for anyone interested perusing this novel lifestyle.New from the author of Nolo's bestselling Work Less, Live More: The New Way to Retire Early, this utilitarian companion volume is an efficient and easy-to-use financial planning tool, whether read independently or in conjunction with the original. Economic expert, early semi-retiree and author Bob Clyatt provides spreadsheets, calculators, exercises, and detailed instructions designed to help readers realize their financial goals, plan for retirement and manage savings effectively. Complete with a CD-ROM of spreadsheets and other key documents, The Work Less, Live More Workbook will help readers get their financial house in order—and attain a fulfilling new lifestyle.

Many peoplelook forwardto retirementas potentiallythe best timeof their lives--but that won'thappen withoutplanning andpreparation. In achanging society,retirement itselfis changing, soknowing theright questions toask and findingcredible information are all the more important.Retirement Ready? offers a personal and practical guide to makingthe most of the exciting opportunities of retirement and meeting itsinevitable challenges. While life is uncertain, planning for this stage oflife gives the best possibilities for living well in retirement.

According to retirement expert Donna McCaw, successful retirees approach their retirement the way an experienced outdoors person approaches a canoe trip, by over-preparing and then going with the flow. Like a canoe trip, retirement can be both safe and exciting, and retirement expert Donna McCaw shows readers how in this practical and entertaining book, now fully revised and updated. It’s Your Time focuses on retirement advice for Canadians, but its principles are applicable to retirees anywhere. McCaw shows how you can plan the retirement that fits you — how you can enter this fulfilling time of your life with confidence and flexibility, prepared for some pleasant surprises. It's Your Time gives you a heads-up in the areas of: GETTING STARTED — The emotional issues you need to consider before you make the leap into retirement FINANCES — The importance of knowing the financial facts about retirement, including your current worth and your cash flow now and during the stages of retirement HEALTH AND WELLNESS — The top health issues affecting women and men and how to prevent or manage them; understanding the aging process; the financial considerations of health care LIFESTYLE — Passive vs. active leisure and the value of volunteering RELATIONSHIPS — The importance of keeping in touch with family and friends and understanding the next steps for your relationships TRANSITIONS — Considerations for managing the first year of retirement; how some retirees "revocate, relocate, and regenerate”; the secrets of the successfully retired The author concludes her one-stop guide with a section of resources to help you plan for what is truly your time, your retirement years. Donna McCaw (B.A., M.Ed.) retired at age fifty-four after a career in education and counseling at high schools and colleges and with Adult Education programs. She is a speaker and workshop presenter on Retirement Readiness, Retirement Planning for Women, and other topics. Her writing and presentations are straightforward, down to earth, and accessible as well as spirited and fun. Donna lives in Elora, Ontario.

When it comes to planning for retirement the majority of people are on their own. There's no one to coach you or hold your hand to make sure you understand what you need to do, when you need to do it, or how to make wise decisions with your life savings. The goal of this book is to help remove some of the stress, confusion, and anguish involved in the process of saving and investing for retirement. Money is a tool that can either cause or solve a lot of problems in your life. This book guides you through the big decisions necessary to get you on the right track towards financial independence so you can move on with your life to focus on more important things and let your money do the work for you. Everything You Need to Know About Saving For Retirement covers: *How to get started with your retirement savings *Why saving is more important than investing *How much you should save for retirement *How to spend your money on the things you care about *Where to invest your money *How to become a 401(k) millionaire *How to make up for a late start to saving and retirement planning *How much you need to retire *How to think about Social Security *The 3 biggest things you need to know about investing and much more Ben Carlson is the Director of Institutional Asset Management at Ritholtz Wealth Management. He has spent his career working with nonprofits and individuals to help them plan and invest their money wisely. Ben is the author of three other books including A Wealth of Common Sense: Why Simplicity Trumps Complexity in Any Investment Plan as well as the blog A Wealth of Common Sense.

If you work hard and regularly for years you are likely to find yourself completely unhappy when you retire unless you have prepared yourself for retirement. Planning for retirement is possible the largest task of your life. The author has assembled a down to earth planning guide with good, solid writing for a reader who need suggestions how to prepare for retirement. This book also includes three very helpful self-test questions with work sheets to fill out that will help enormously toward clarifying the situation: Are you retirement ready? Are you financial ready? Should you move or stay? Your social security benefits (disability, survivors, supplemental, Medicare). Retirement and the law. Retiring safely and protecting yourself. Staying active and healthy. The possibility of a new career, and in the back of the book a most helpful list of retirement resources. Unpretentious, easy-to-read, strikingly knowledgeable. Step by step, a superior guide to doing things right. You cannot come away from this book without several strategies for a more successful retirement. It is a book to be absorbed, not just read.