Real Estate Mortgage Financing

Make this book your first stop when shopping for a mortgage! Whether you are considering making your first home purchase or are about to refinance a mortgage, there is lots of good news. Mortgage interest rates are stable and the competition among lenders is fierce. They want your business. So, how do you determine the best deal for your own individual circumstances? How do you make sense of the fine print that comes with different mortgage products? Mortgages Made Easy is a step-by-step guide to help you better understand the current real estate market, financing options, how to qualify for a mortgage, and the legal aspects of purchasing a home and having a mortgage. Among the key topics discussed are: Types and sources of mortgages Mortgages and your RRSP How to renew, refinance, or prepay a mortgage How to invest in mortgages Creative financing techniques Government assistance Special options for seniors Pitfalls to avoid And much, much more, including a glossary, checklists, forms, and helpful websites. Written by one of Canada's most respected real estate experts, let Mortgages Made Easy help you obtain the financing that's right for your home or investment property.

With so many differing opinions about real estate these days, buying or selling a home can seem like a daunting task, especially for the everyday person who has little or no real estate experience. But as author Sarah Daniels explains, the process doesn't have to be painful, and people can come away from the experience feeling happy with the outcome. Covering the basics from A to Z, Welcome Home walks the reader through the various stages of home buying and selling in Canada, all the while adding her own insider secrets and tips. Filled with entertaining, instructive stories and written in an approachable, coversational tone, Daniels offers helpful advice on mortgage financing, interest rates, brokers, and the questions you need to ask about mortgages; how to find a good realtor, the right property, and negotiate a fair deal; how to get your home ready to sell, what renovations to consider and how to effectively stage your home; buying resale vs newly built; and renting out your basement as a mortgage helper.