Real Money Answers For Every Woman

Now widely available, the popular, award-winning, self-published guide to help women get out of debt, rebuild their credit, and fulfill their financial dreams. Patrice Washington rationalized her excessive spending. “I work hard, I deserve this.” “I bought it on sale.” But at twenty-two, the recent college graduate was $18,000 in debt and sinking fast. It was time to take control. Patrice educated herself about finance, adopted a new attitude toward money, and most importantly, adjusted her spending habits. By twenty-five she was debt free—and used the wisdom she gained to start her own successful real estate and mortgage brokerage—and by twenty-nine started her own financial counseling business. Patrice’s former bad spending habits aren’t unique, and women find themselves in financial hot water for a host of reasons. Women earn less than men and have to stretch those hard-earned dollars further. They contribute more to caregiving and aging parents, live longer, and many—including most African American women—are choosing to stay single. Real Money Answers for Every Woman teaches you how to take responsibility for your financial future, whether you’re just starting out or need a fresh start. In a handy Q & A format, it offers relatable and easy to understand and implement advice on everything from managing credit cards, home ownership, and student loans to affordable childcare and even negotiating for a higher salary. Following Patrice’s practical advice, you’ll learn to form “wealthy” habits, establish an “opportunity fund,” stop collecting STUFF that causes debt, and discover the freedom that comes from feeling financially secure.

A single mother at the age of nineteen, author Tonya Molton shares how she overcame being just another statistic labeled by society. With the love of God and his grace and mercy, she prevailed. A Christian mother, real estate broker, life coach, writer, and inspirational speaker, Molton chronicles her story in Raising and Loving Him. Based on the wisdom of the Book of Proverbs, she offers wide-ranging advice for raising a healthy, positive, and productive male—from finances, to spirituality, relationships, real estate, credit, retirement, love, and more. Through her personal experiences rearing a young man alone, Molton describes the importance of properly equipping young boys with the right tools to allow them to move through life proudly and enable them to connect to love. Molton understands that motherhood means different things to different people, but she believes it means complete self-wholeness and the sharing of one’s completeness. Raising and Loving Him discusses that how, until you are whole inside, you can’t provide what’s needed outside to make a young man whole.

Sometimes that little voice in your head knows exactly what to ask. "You earn $150,000 a year, so where the hell is your money going?" Or what about this little gem that pops up every so often when you catch up with the girls- "How can she afford that?" Or maybe you?re in a relationship that you?re desperate to leave but that voice always says- "You can?t afford to." Maybe your biggest fear is retiring in a polyester outfit because you haven?t saved enough to live the fashionista lifestyle you?re accustomed to. This book is for every woman who unashamedly has that voice in her head. After 20 years on a brand like Money, I?ve come across just about every possible question. Hopefully you?ll find the answers to some of your questions in here.

This question and answer book is the perfect resource guide for equipping individuals with key information about everyday money matters. Questions and answers deal with 100+ of the most-asked questions from The Dave Ramsey Show—everything from budget planning to retirement planning or personal buying matters, to saving for college and charitable giving. This is Dave in his most popular format—ask a specific question, get a specific answer.

The creation of a woman was the best thing that happened to divinity and humanity which the devil has twisted to his advantage. His lies have bullied women o_ their place of assignment and left them disoriented about who they are. Because of insecurities, women have settled for less, trying to prove their value and validate their identity. This identity crisis has caused tragic breakdowns economically, socially, culturally, morally, ecclesiastically and spiritually leaving a human race, a victim of this fate because a woman is a key player in this game of life. This book is a great mirror for every woman who wants to see the real image of who she was created to be and how vital her existence is to divinity and humanity. It redefines who she is, her value, her purpose, what she represents, the divine mysteries hidden in her and how she affects the totality of human life. Today, it is imperative that every woman rediscovers God’s original blueprint for her life in order to maximize her potential and preserve life in her domain. Everything about, within, without and around a woman is connected. Therefore, she cannot be defined by one title. She is plural. She is on a mission as an undercover agent hired by God, licensed by Jesus Christ and empowered by the Holy Spirit.

8 STEPS TO SAT SUCCESS! Stress-Free SAT is a simplified, user-friendly beginner's guide to this crucial college admission test. It walks readers painlessly through the major touchpoints of their SAT journey, from getting familiar with the exam, to setting a target score and figuring out how to achieve it. Worried about applying to college and have many questions about the SAT? The Princeton Review is here to help! Stress-Free SAT is your go-to orientation for everything you need to know about this test. With eight easy-to-manage steps, this book guides you through the early stages of SAT prep and your college admissions journey, anxiety-free. Inside, you'll: · Learn strategies to ace all three sections of the test (Reading, Writing and Language, and Math) · Discover how to research schools and plan out your testing goals · Take a mini practice SAT in the book and access a full-length practice SAT online The SAT can be intimidating, but don’t worry—this book will set you on the path to success. You might even wonder later what you were so worried about!

The Smart Money Woman—An African girl’s journey to financial freedom Meet Zuri. She’s living a fabulous life. Great car, gorgeous apartment, well paid job. Meet Zuri. Broken down car, an apartment she cant afford, a job she’s about to lose. What’s a broke girl to do? With her best friends Tami (the flighty fashion designer), Lara (the tough oil and gas executive), Adesuwa (the conservative lawyer), and Ladun (the fabulous housewife), Zuri grows a little, learns a lot and navigates her way to making better financial decisions and building wealth. This book tackles, debt, spending, the consumerist culture of the African middle class, the fear and misconceptions surrounding money and the lack of it, love, friendships, cultural and societal pressures and the roles they play in success. With each chapter comes a Smart Money Lesson, there to help you work your way up the financial ladder.