Rip Off

The book is about a drifter’s search to find his dreams and the misfortune he overcomes on his journey.

In this EU referendum year, it's time for people across Europe to look at what really goes on in Brussels in our name. It has been estimated that the EU costs us around £1,000 billion a year - an incredible £2000 for every man, woman and child in Europe. So what do we get for our money? Politicians and administrators selflessly working to bring us efficient government? Well-targeted regulations that promote economic prosperity? A safe and free society? A well-protected environment? Help for people in poorer countries? Or is our money being squandered by a self-serving euro-elite of unaccountable politicians and incompetent bureaucrats, or else devoured in a feeding frenzy of fraud and corruption where a few lucky insiders become unimaginably rich at our expense? And is the tsunami of regulation pouring out of Brussels in reality strangling industry, destroying jobs, restricting personal freedom, desecrating the environment and further impoverishing the developing world? Using their extensive network of insider sources, David Craig and Matthew Elliott smash through the secrecy and disinformation that are the Brussels hallmark to reveal what our European rulers are really getting up to. The result is a horrifying story of bureaucracy, hypocrisy and kleptocracy - and how we are all suffering as a result.

A detailed guide for avoiding the pitfalls of retirement funding In Stop the Retirement Rip-Off, author David Loeper provides the necessary tools for investors to take action and make the most of their retirement plans. It offers a road map for employees to understand the fees and costs associated with their plans; document the excesses in a presentation to management; then organize themselves to protest and, if necessary, bring the documentation to the Labor Department in a complaint. Written in a straightforward and accessible style, this book is filled with sensible strategies for making the most of retirement funds and putting future retirees back on the right financial track. Filled with strategies that can help employees stand up and secure their financial future Addresses how to make the most of your money, and your life, after fixing your retirement plan Outlines a practical approach to understanding your organization's retirement plan and overcoming its potential inefficiencies This important book contains the much-needed information that employees need to plan for retirement and ensure a secure financial future.

The questions every investor should ask before parting with their hard-earned cash This book serves as an advocate of the consumer and brings to light what insiders know about the side of the sales pitches that consumers don't, but need to hear. Stop the Investing Rip-Off reveals the questions every investor should ask during a financial sales pitch before they pull the trigger and buy the next mutual fund, stock, advisory service, or other investment product. Based on David Loeper's nearly twenty-five years of experience of seeing the inner workings of the industry, this updated edition of his classic book offers new strategies based on the performance of the stock market over the past two years. Sheds light on the oft unseen deceit of the financial services industry An updated and revised edition of the bestselling Stop the Investing Rip-Off Written by David Loeper who is regularly quoted in Kiplinger's Money and Investment News and regularity contributes to Forbes Intelligent Investing Stop the Investing Rip-Off, Revised and Updated is filled with advice for investors who want to avoid becoming victims of smooth talking salespeople and the effective advertising and marketing campaigns designed to evade reality and prey on your emotional desires.

o How would you spend an extra $4,000 a year for the next twenty-five years?o How much more secure would your retirement be with an extra $100,000 or more?o How much more time could you spend at your family dinner table if you could work an hour less each day?o What would you do in retirement if you could retire three years earlier?Your 401(k) plan is probably one of your most important future sources of financial security. This book makes it easy for you to take the five steps needed to add more than $100,000 to your retirement nest egg without taking more risk or saving more money. This can allow you to improve your lifestyle, increase your benefits, identify the hidden costs and also improve your standing within your company by proactively helping your employer to take needed action.A popular industry speaker and writer, DAVID B. LOEPER is the founder and CEO of Financeware, Inc. in Richmond, VA. He has appeared on CNBC and Bloomberg TV, served on the Investment Advisory Committee of the $30 billion Virginia Retirement System, and was chairman of the Advisory Council for the Investment Management Consultants Association (IMCA). He earned the CIMA? designation (Certified Investment Management Analyst) from Wharton Business School in 1990 in conjunction with IMCA.

LIFE IS A RIP OFF: THE COMPLETE BOOK is 404 pages and 12 months of record reviews--one record a day, every day, for one year. Yes, John "Inzane" Olson aka Inzane Johnny of Wolf Eyes aka American Tapes did that. And he reviewed everything from death metal demo cassettes to the Staples Singers' gospel. Enter into the OLZONE and find out about music you've never known, bands from places that you've never heard, and then read his review of classic rock cornerstones such as KANSAS. Reading LRIP will make you re-realize why blues is relevant, why every punk band in America matters, why jazz is good for the heart, and metal will always ride by your side. "To write music op-ed this good, you have to tap the primordial sap sack, to butterfly stroke the ancient ooze of tune begatment, cave dwell with the knuckle draggers, scratch symbols into the dirt with the freaks and make it rain. He do and it did."--Henry Rollins "[Life is a Rip Off] is the best way [John Olson] can add another cubist layer to the sound and visuality he's already presented for the last twenty or so years. He's sharing something the people who don't know him personally don't get enough of--his textual, syntactical brain, stained as it is with dollar-store spray paint."-- Ben Hell Hall, Detroit artist. "When John agreed to write a record review a day, back in 20xx, I wasn't too keen on the idea. Not because I didn't think he could do it - but that I knew he would do it, even if it became a years-long all-encompassing obsessive task."--Tovah Olson, The Dead Machines. "[John Olson] didn't just introduce me to different worlds, the man introduced me to entire universes."--Bryan Ramirez, Killertrees Records

Britton Rainstar never knew he could love a woman as deeply as he does Manuela Aloe and be so terrified of her at the same time. It's not just that he thinks she's out of his league. It's more that the longer he stays with her, the closer to death he seems to come. A vicious dog is somehow let loose in his hotel room. He's threatened at gunpoint by a man in a skeleton costume. And when he finally ends up in the hospital, someone pushes his wheelchair down the stairs. Nothing anything like this has ever happened to Britt before--and while Manuela's never around when the so-called "accidents" happen, neither can Britt prove she's behind the many threats on his life. Is a rival for Manuela's affections trying to chase him away? Is there more to Manuela herself than meets the eye? Whatever it is, Britt better find out fast--before whoever's after him hits their mark, and the man who never thought he'd land the ultimate girl ends up paying the ultimate price.