Saving For School

The average debt hanging around the necks of Canadian graduates is $27,000. So when they don their cap and gown and look forward to the future, what they are actually looking at is decades of payments. Yet only 35% of eligible kids receive the Canada Education Savings Grant—up to $7,200 that the government wants to GIVE parents as a reward for saving for school. So why don’t more parents use RESPs? They don’t understand how they work They say they can’t come up with the money They don’t know about the grant – the free money They aren’t convinced their kids will need their help The language and rules just seem too complicated . Saving for School will explain the ins and outs in Gail’s trademark clear, straight-forward style. It takes parents and future students through putting money into a plan, and taking it out in the most tax-effective way, makes following the rules and regulations simple, and shows you how to set your plan up to work for YOU (as opposed to making it easy on your financial institution). Beyond RESPs, Gail offers a full plan for minimizing your student debt, guiding you through how much student loan you should take on, and offer general tips and strategies for saving and for following a budget at school. With Gail by your side, there’s no excuse not to start Saving for School.

In the race to save a failing public high school, one principal finds that making the numbers is only the beginning Being principal of Reagan High in Austin, Texas, was no dream assignment. Test scores were low, dropout rates were high, and poverty was endemic. But when Anabel Garza took the job, she started something no one expected. Racing against a deadline just to make the numbers, she set out to rebuild the kind of school that once unified neighborhoods across America. By her side, a basketball coach showed kids they could be winners, a young science teacher showed them they could learn, and a community rallied around a treasured institution. In this powerful rejoinder to the prevailing winds of education policy, Michael Brick takes readers inside the high-pressure world of a school on the brink. Paying overdue tribute to a vital American tradition—the great American high school—Saving the School exposes the flaws of a broken system but also tells an inspiring story of faith, hope, and perseverance.

What other type of program allows you to invest over $100,000 in a professionally-managed tax-deferred account for each child without regard to age or income level? Where else does your state offer significant benefits for investing, including tax deductions, income exemption, and even scholarship money? What other mechanism allows weal thier parents or grandparents to immediately reduce their taxable estates by hundreds of thousands of dollars without gift tax, and without giving up control of the assets?

In the race to save a failing public high school, one principal finds that making the numbers is only the beginning Being principal of Reagan High in Austin, Texas, was no dream assignment. Test scores were low, dropout rates were high, and poverty was endemic. But when Anabel Garza took the job, she started something no one expected. Racing against a deadline just to make the numbers, she set out to rebuild the kind of school that once unified neighborhoods across America. By her side, a basketball coach showed kids they could be winners, a young science teacher showed them they could learn, and a community rallied around a treasured institution. In this powerful rejoinder to the prevailing winds of education policy, Michael Brick takes readers inside the high-pressure world of a school on the brink. Paying overdue tribute to a vital American tradition—the great American high school—Saving the School exposes the flaws of a broken system but also tells an inspiring story of faith, hope, and perseverance.

The new status of money -- Prestige, money, and the ends of higher education -- Learning for dollars -- Humanities and the market-model university -- The destruction of reading -- Means and ends, signs and symbols -- Packaging ethics -- Leading the self into the world -- Science, art, and democracy : a partnership -- The higher utility

In this book Peterson interprets the history of American schools by placing major educational reformers in the context of their times and relates their thinking to our own era by scrutinizing the often unanticipated consequences of their commitments and ideas. These extraordinary individuals provided the critical ideas and articulated the ideals that motivated many others to search for ways to save the schools from the limitations in which they were embedded: Horace Mann, John Dewey, Martin Luther King, Al Shanker, William Bennett, and James S. Coleman. The drive to centralize was pervasive despite repeatedly expressed reform desire to customize education. Peterson argues that education has become an increasingly labor intensive industry that must reverse direction and become more capital intensive or it will descend in quality. Fortunately, technological change is making it possible radically alter the way in which education services are delivered, providing a new chance to save our schools.

"Saving Our Schools exposes the ugly side of President George Bush's "No Child Left Behind" mandate, which has threatened to close more than 6,000 public schools, to the detriment of dedicated teachers and disadvantaged children alike. Revealing how NCLB forces schools with strictly limited resources to teach its children test-taking skills in a desperate bid to pass high-stakes standardized testing, and how the government blacklists successful professors, institutions, and methods that balk the NCLB party line, and much more, Saving Our Schools warns of an immediate threat to the integrity of public education and urges the reader to take action. An eye-opening social commentary, of keen importance in determining the nation's future. -Midwest Book Review

With updated information that reflects the myriad changes in the student loan industry that affect students and their parents burdened with student loan debt, CliffsNotes Graduation Debt, Second Edition provides a step-by-step road map for effectively managing student loan debt and having a successful financial life. Reyna Gobel has accumulated tens of thousands of dollars in student loans, recovered from student loan default, and set herself on a mission to help others who face a seemingly insurmountable student loan burden, with a powerful message about taking a step-by-step approach and not being overwhelmed by the sheer weight of student loan debt. Divided into small subsections geared toward those neck-deep in debt, this book is easily digestible to students who aren’t inclined to focus on their finances. Readers are encouraged to take action steps, such as finding long-lost student loans that may have gone into default, discovering payment plans they can afford, consolidating loans when it makes sense to do so, saving money on eating out and groceries, improving credit scores, tweaking their debt-to-income ratios so they can buy a home, and discussing their student loan and non-student loan debt with their significant others. By the end of the book, readers will be on the road to financial stability, with extra money for vacations and other fun stuff, too.