Small Loans Big Dreams

Microfinancing is considered one of the most effective strategies in the fight against global poverty. And now, in Small Loans, Big Changes, author Alex Counts reveals how Nobel Prize Winner Muhammad Yunus revolutionized global antipoverty efforts through the development of this approach. This book presents compelling stories of women benefiting from Yunus’s microcredit in rural Bangladesh and urban Chicago, and recounts the experiences of different borrowers in each country, interspersing them with stories of Yunus, his colleagues, and their counterparts in Chicago.

Microfinance-providing low-interest loans and other financial services to help the poorest people lift themselves out of poverty-was pioneered by the Grameen Bank in Bangladesh. In 2006, the bank and its founder, Muhammad Yunus, were jointly awarded the Nobel Peace Prize, and microfinance has since gone on to serve over 100 million people-mostly women-on five continents. First published in 1996, Small Loans, Big Dreams is the classic account of the origins and development of microfinance, from the $27 in loans given by a young economics professor to liberate poor villagers from loan sharks to its present status as a sometimes-controversial global phenomenon. Alex Counts, a protegé of Yunus and founder of the Grameen Foundation, paints vivid portraits of the determined women he came to know whose lives have been transformed by the opportunity to launch a small business, first in the countryside of Bangladesh, then in downtown Chicago, where an experimental project brought the microfinance method to America. In this new edition, Counts traces the history of microfinance, exploring the ways Grameen Bank has evolved in response to challenges from economic downturns to environmental crises. He depicts the various forms-some highly effective, others less so-that microfinance has taken in countries around the world, including Grameen America, the rapidly growing microfinance enterprise now headed by Andrea Jung that serves thousands of women across the U.S. Finally, Counts responds to critics who have questioned the value of the Grameen model and describes the lasting legacy of Yunus's remarkable vision. Small Loans, Big Dreams shows how microfinance can play a critical role in reducing the scourge of inequality by enabling underprivileged people to participate creatively in the global economy.

At 1:27 on the morning of August 4, 2005, Herbert Manes fatally stabbed Robert Monroe, known as Shorty, in a dispute over five dollars. It was a horrific yet mundane incident for the poor, heavily African American neighborhood of North Philadelphia—one of seven homicides to occur in the city that day and yet not make the major newspapers. For Michael B. Katz, an urban historian and a juror on the murder trial, the story of Manes and Shorty exemplified the marginalization, social isolation, and indifference that plague American cities. Introduced by the gripping narrative of this murder and its circumstances, Why Don't American Cities Burn? charts the emergence of the urban forms that underlie such events. Katz traces the collision of urban transformation with the rightward-moving social politics of late twentieth- and early twenty-first-century America. He shows how the bifurcation of black social structures produced a new African American inequality and traces the shift from images of a pathological black "underclass" to praise of the entrepreneurial poor who take advantage of new technologies of poverty work to find the beginning of the path to the middle class. He explores the reasons American cities since the early 1970s have remained relatively free of collective violence while black men in bleak inner-city neighborhoods have turned their rage inward on one another rather than on the agents and symbols of a culture and political economy that exclude them. The book ends with a meditation on how the political left and right have come to believe that urban transformation is inevitably one of failure and decline abetted by the response of government to deindustrialization, poverty, and race. How, Katz asks, can we construct a new narrative that acknowledges the dark side of urban history even as it demonstrates the capacity of government to address the problems of cities and their residents? How can we create a politics of modest hope?

Adapted from the bestseller One Hen and inspired by a true story, this picture book about a determined boy with a plan brings the concept of microfinance to life. Kojo's family doesn't have much. But Kojo has big dreams and one big idea. It starts with him borrowing money to buy a fluffy white hen. The hen provides his family with eggs, and even some extras he can sell at the market. With the money he makes, Kojo pays back his loan and buys more hens. More hens mean more eggs to sell. With the profits from the egg sales, he can pay his school fees and then go to college, where he learns more about raising chickens. And, in time, Kojo's dreams come true: He becomes the owner of a thriving business - and the person who can help other big dreamers in his community. Adapted from the bestselling book One Hen, which was inspired by the real-life experiences of Dr. Kwabena Darko, this picture book, written by award-winning authors Katie Smith Milway and Mary Beth Leatherdale, presents an easy-to-understand explanation of microfinance for younger readers. Through a relatable main character and a step-by-step narrative, the accessible story describes how one small loan can uplift an entire community. Colorful illustrations by Tequitia Andrews help to clarify the concepts and add texture and visual appeal. This book is part of the popular CitizenKid collection of books aligned to the UN's Sustainable Development Goals. Adapted to suit a younger audience aged 5-8, One Hen and Then is an excellent accompaniment to lessons on global communities, mathematics and basic money management. Back matter includes a note from Dr. Darko, more about microfinancing, resources and questions for discussion.

A bilingual guide to the basics of financial success. Getting ahead financially in the United States is a difficult task, and it is even more daunting for someone who comes from a different culture. That’s why author Lynn Jimenez has created ¿Se Habla Dinero?: The Everyday Guide to Financial Success. This book offers information needed for financial survival and success, simply and clearly, in both English and Spanish. ¿Se Habla Dinero? walks readers through the fundamentals of personalfinance and money management and explains how to open and use bank accounts; establish and manage credit; save and borrow money for education; and master basic investing techniques. This bilingual guide makes intimidating topics easy and gives readers the confidence they need to move forward. Hispanics are moving into this nation’s middle class at a rapid pace. ¿Se Habla Dinero? will be an important tool to help them climb the ladder of financial success. Lynn Jimenez (San Francisco, CA) is an award-winning business reporter For KGO Radio 810. She has delivered fast-paced business reports from the options floor of the New York Stock Exchange for 17 years. Una guía bilingüe que proporciona las bases del éxito económico. Salir adelante económicamente en Estados Unidos es una labor ardua, y más difícil todavía para aquellos que provienen de culturas diferentes. Esta es la razón por la que la autora Lynn Jiménez ha creado ¿Se Habla Dinero?: la guía diaria que le llevará al éxito financiero. Este libro ofrece en dos idiomas: inglés y español y de manera sencilla y clara, la información necesaria para la supervivencia y el éxito financiero. ¿Se Habla Dinero? Guía al lector a través de las nociones fundamentales de economía personal y administración del dinero. Explica cómo abrir y usar cuentas bancarias, cómo establecer y administrar crédito, cómo ahorrar y tomar prestado dinero para la educación y cómo manejar técnicas de inversión básicas. Esta guía bilingüe hace que algunos aspectos intimidatorios resulten fáciles y proporciona a sus lectores la confianza que necesitan para seguir adelante. La población hispana hoy en día está alcanzando rápidamente la clase media de esta nación. ¿Se Habla Dinero? Es una herramienta importante que ayudará a sus lectores a subir la escala del éxito financiero. Lynn Jimenez de San Francisco, California, es una reportera de negocios galardonada que trabaja para la estación de Radio 810 KGO. También ha transmitido reportajes breves de negocios desde el piso de opciones de la Bolsa de Nueva York en San Francisco por diez ye siete años.

SAT For Dummies, Premier 8th Edition with CD, features include: Five full-length print practice tests (1 more than prior edition) plus 2 additional unique tests on the CD, all with detailed answers and explanations Review of foundational concepts for every section, from identifying root words and using commas correctly to solving math word problems and using the quadratic formula Complete explanations of every question type Practice problems for each of the test's 10 sections

Brave, humane, and generous . . . still he was only a brave, humane, and generous rebel; curse on his virtues, they've undone this country. --Member of British Parliament Lord North, upon hearing of General Richard Montgomery's death in battle against the British At 3 a.m. on December 31, 1775, a band of desperate men stumbled through a raging Canadian blizzard toward Quebec. The doggedness of this ragtag militia--consisting largely of men whose short-term enlistments were to expire within the next 24 hours--was due to the exhortations of their leader. Arriving at Quebec before dawn, the troop stormed two unmanned barriers, only to be met by a British ambush at the third. Amid a withering hale of cannon grapeshot, the patriot leader, at the forefront of the assault, crumpled to the ground. General Richard Montgomery was dead at the age of 37. Montgomery--who captured St. John and Montreal in the same fortnight in 1775; who, upon his death, was eulogized in British Parliament by Burke, Chatham, and Barr; and after whom 16 American counties have been named--has, to date, been a neglected hero. Written in engaging, accessible prose, General Richard Montgomery and the American Revolution chronicles Montgomery's life and military career, definitively correcting this historical oversight once and for all.

The analysis and implementation of effective human resources strategies creates opportunities for organizational success. By utilizing such intangible assets, businesses can gain competitive advantage and enhance productivity. Strategic Human Capital Development and Management in Emerging Economies is a comprehensive reference source for the latest scholarly research on the intersection of globalization, organizational behavior, and human capital management in the context of developing nations. Covering a range of business-oriented topics, such as job proficiency, corporate social responsibility, and burnout syndrome, this book is ideally designed for managers, researchers, academics, professionals, and graduate students interested in sustainable management of human behavior in modern organizations.