Spending Your Way To The Poorhouse

There are thousands of book out there that promise you riches and wealth. My book doesnt give you a magic potion that will let you become rich overnight. It simply tells you in simple, easy to read terms how to take control of your spending and saving practices so you can avoid financial destruction. If you simply want to know how to keep some of the money you earn and save some of it, this book is for you. Before you can learn money management, you must reprogram yourself to learn a different way to spend and save. In life, we learn, unlearn and relearn. Dealing with money is no different. This book is filled with simple, down-to-earth, easy to read ways to change your life financially. It contains some humorous stories and quotes about money to get you thinking about where you are, and where you want to be financially. I honestly want to help you with your money problems. With this book in hand, you can learn ways you never dreamed to handle money in your day-to-day lives. You wont be disappointed.

A hands-on, power-packed guide to managing all things money Time and money. Those are the two most important assets you have, and smart people manage both of them wisely. Managing Your Money All-in-One For Dummies is your one-stop resource to turn to when you’re ready to manage your money. It offers everything you need to confidently handle your finances. When you’re ready to create a budget, pay down debt, and scale back your expenses, you’ll find the support you need here. If you’re eyeing the future, you’ll find advice on improving your credit score, saving for college and retirement, and planning an estate. As if all of that isn’t enough, this comprehensive book covers other financial topics such as buying insurance, investing in your 401(k), and so much more. The authors of Managing Your Money All-in-One For Dummies explain how to handle your money in a way that encourages you to think and act positively, no matter what your financial situation looks like. And as you move toward financial freedom, you can come back to this book to get advice on topics that go beyond day-to-day money management, such as taking out a mortgage, investing online, and more. Get your financial life in order, whatever your stage of life Make a budget, manage your credit, and pay down your debt Demystify financial reports, online investing, and retirement plans Save for college and learn how to balance your saving and spending habits in any economy Navigate the new norm of online banking Spend some time learning how to manage your money today. It’ll be a wise investment of both of your most valuable assets.

If you’re trying to kick the “Buy Now/Pay Later” habit and get your spiraling debt under control, you need Managing Debt For Dummies now! This practical, commonsense guide provides straightforward strategies for coping with every kind of secured and unsecured debt, including, personal loans, car loans, mortgages, home equity loans, lines of credit, credit cards, finance company loans, and student loans. You’ll find out how easy it is to: Distinguish between good and bad debt Go on a “debt diet” to get back into financial shape Start a filing system to track debt and protect life after debt Adopt a smart spending regimen Increase your income Consolidate your debt Decide which bills to pay when you can’t pay them all Use credit cards responsibly You can still live well while slashing spending on groceries, clothing, and entertainment. Find out how in Managing Debt for Dummies.

This book is offered to raise your interest and possibly tease you to consider the possibility that UFOs do exist. Space and all that makes it up, should stimulate your mind and make you ask yourself if were really alone. The thought that you could be abducted by beings from space should surely arouse your interest. As you read, consider the real likelyhood of UFOs and aliens that are trying to communicate with us. This book will hold you interest, make you question your thoughts, and possibly open up your own investigation into abductions and the subject of UFOs. Put yourself in that of Randall Shipley as his life is changed forever by the events.

My book gives you a great chance to add a little humor to your life and the chance to go back to a happier time in life by remembering some of your stories that may relate to ones within the book. The stories came from real-life experiences, along with some that will tickle your funny bone or bring you to remember some of your own. The book is intended to show you how you can make the most of unfair or bad experiences. It will also help you leave the problems of the world behind for a while and enjoy some great stories about things you may or may not have thought of in years.

Consider carefully before that first call to the local contractor: Can your marriage take it? Stacey Sommers certainly hoped so...but it was looking a little questionable. After the stunning news that her uncle had passed away and left her his dog (aptly named Dog) and a quarter of a million dollars, her penny-pinching, fiscally responsible husband was practically gloating at how their already amply funded golden years would be further enhanced. They'd saved for that rainy day, and now it was here — literally with their 1950s-style house falling down around their ears. Was it better to live for now or be a gazillionaire at your funeral? Stacey wanted to remodel; Brad wanted to save. What was a woman to do? Make the call. After all, it was her money. Then watch, as the walls came tumbling down, how things started to rearrange themselves....

Invest my money? Forget it. Who knows which way the stock market is headed? And I just plain don't know how to do it. I'll stick my paycheck in the bank, keep my credit card debt as low as I can, and worry about my financial future when I have some extra money. Besides, there's always Social Security, right? WRONG, according to the authors of The Armchair Millionaire (and the geniuses behind the Armchair Millionaire Web site), whose philosophy is simple: if your money isn't working for you, then you'll be working a lot longer than you want to. In plain English, Lewis Schiff and Douglas Gerlach, along with real-life cyber-Armchair Millionaires, show you how to save without budgeting the fun out of life, and invest wisely without losing sleep over your portfolio. "Five Steps to Financial Freedom" will make it easy for you to build an investment portfolio and help you to: PAY LOWER TAXES: Why and how to give to your IRA or 401(k) until it hurts. PAY YOURSELF FIRST: The secret to building a nest egg is to treat your savings like you treat any bill -- put your financial future at the top of the list of regular monthly payments. GET THE MOST FOR YOUR MONEY: "Dollar-cost averaging" has been the most successful investment timing method ever used by the pros. Find out how to make it work for you. BUILD YOUR PLAN: Forecast when you'll reach your million-dollar goal with a personalized financial action plan. DISCOVER THE TRUTH BEHIND WHY YOU MUST START INVESTING FOR YOUR FUTURE TODAY: Find out why compounded interest is often called the key to successful wealth-building. Packed with practical advice, personalized tools such as user-friendly worksheets, and actual stories of ordinary people who have built extraordinary portfolios using these methods, The Armchair Millionaire will show you how to get on the road to financial independence at last.