Straight Talk

Everything you know about money is wrong! In his thirty-year career, bankruptcy trustee Doug Hoyes has watched countless intelligent, well meaning people let their emotions get the better of them as they follow conventional financial wisdom and get into serious money trouble. Straight Talk On Your Money exposes some of the biggest money myths and traps that we accept as financial truths: why a good credit score may be detrimental to your financial well-being why a house is not an investment why you should never pay a collection agent why budgeting is a waste of time - and much more Straight Talk On Your Money cuts through the biggest myths about money and the hype of the financial industry to give you a fresh perspective, the facts you need to know, and practical advice to help you prevent financial problems before they happen. With a seasoned expert to point you in the right direction - someone who's seen thousands of people in financial crisis, and helped them out of it - you can make informed decisions, improve your financial health, and live a debt-free, stress-free life.

All seven life-changing books from the Straight Talk series by bestselling author Joyce Meyer are within these pages. Readers will find powerful insights, stories of the author's personal experiences, and practical advice backed up with Scriptures and presented in Joyce's straightforward, incomparable style.

How does one make the right choices when faced with ethical dilemmas? Social service professionals use a unique set of principles to guide their decisions within a broad and complex array of situations. Straight Talk about Professional Ethics, Second Edition provides readers with the guidelines that will help them make decisions in a manner that is clinically and ethically effective. This book explains the seven core concepts that guide ethical practice in the helping professions: self-determination, informed consent, competence, confidentiality and privacy, attention to conflicts of interest, maintenance of professional boundaries, and professionalism and integrity. Developing a commitment to the ethics of a profession and an understanding of how those ethics apply to commonly occurring workplace situations is a major element of professional preparation.

Simple Numbers can guide you to increased business profitability Take the mystery out of small business finance with this no-frills guide to understanding the numbers that will guide your business out of any financial black hole. Author Greg Crabtree, a successful accountant, small business advisor, and popular presenter, shows you how to use your firm's key financial indicators as a basis for smart business decisions as you grow your firm from startup to $5 million (and, more ) in annual revenue. Jargon free, and presented in an easy-to-follow, step-by-step format, with plenty of real-world examples, Crabtree's down-to-earth discussion highlights the most common financial errors committed by small businesses, and how to avoid them. You'll be fascinated to learn: Why your numbers are lying to you (and why you are the cause ) How labor productivity is the key to profitability and simplifying human resource decisions Why the amount of tax you pay is your #1 key performance indicator Take advantage of Crabtree's years of experience teaching clients how to build successful businesses by ''seeing beyond numbers'' with this step-by-step guide to increasing your businesses profitability.

Straight Talk: Oral Communication for Career Success has a fresh new approach that gives tools needed to communicate with confidence. This text provides a thorough overview and hands-on practice in the speech communication skills essential for life and work success. Whether talking person to person, in a group, or in front of an audience, plenty of practical applications give hands on experience in: practicing effective speaking, handling conversations, participating in teams, and gaining confidence in delivering formal and informal presentations. This book also helps students prepare for competitive events and includes the Presents the 5 Step Strategic Communication tactics students can immediately apply and practice communications skills.

How do you manage a conversation that you dread having? Many of us are confronted by scary conversations every day: standing up to a toxic boss who is verbally abusive, discussing a niggling problem with a close friend, talking to an interfering mother-in-law or confronting a controlling parent, to name but a few. And of course, everyone would rather avoid having them! Yet by putting off these conversations we often exacerbate the problem, or one day our emotions simply explode. In the process, we lose friends and jobs, damage our marriages and become estranged from family members. In this book, the author illustrates how to manage scary conversations so that you no longer need to fear them. Following tried-and-tested methods, she provides readers with real-life examples on which to model their own conversations, so that they will feel comfortable talking to anybody about almost anything.

Finally! A Man Speaks to Men. Never have books promised to pry men away from their six-packs and remote controls to take a two-part course on the sport of seduction. As an author who has given new meaning to the word 'touch down' , he shows you how to 'touch her'. No subject is off-limits --- or out of bounds. So ladies, get ready to play ball!! Straight Talk: Volume One Playing For Keeps ***How To Love A Woman And Make Her Love You Back*** Round One - The Try-Outs In this first of two sizzling volumes, Wright gives raw tutorials on winning a woman's affections. In locker room voice former pro basketball player Gerry Wright answers all the questions that aspiring Casanovas are dying (but too proud) to ask. From what to wear, to how to smell, to how to equip the bachelor pad, Volume I gets a man to first base ---without striking out. Loaded with clever, hard-nosed information, Straight Talk elevates men from sitting on life's bleachers as all of the quality babes walk by to becoming an All-Star at love. Unlike books like Men Are From Mars, Women Are From Venus, this two-book series deals with the real world, and gives the low down of what women really want --- in "guy talk"! Crammed with nuggets of practical information spiked with sporting terms, Playing For Keeps is savvy, sexy, and funny. Straight Talk: Volume Two Papa's Got A Brand New Bag ***A Man's Guide To Lovin' His Woman Down*** Round Two - The Knockout Volume I Straight Talk: Playing For Keeps got a fellow's foot in the door and into her head ---- Volume II Papa's Got A Brand New Bag pitches step-by-step details on how to perform in her bed. Gerry Wright, personal trainer and former pro basketball player gets straight to the point --- most men are lousy lovers. Perceptive, real and wise, in Volume II Wrigt teaches men the blow-by-blow moves that leave a woman crying "time-out!" In the same no-holds-barred locker room style of Volume I, Wright explicitly coaches mankind on the sensual techniques to win over the opposite sex. Based on the shared experiences on different continents as Wright played basketball, he delivers the low down on the sexual "left hooks" and "curve balls" - that American women are dying for men to throw. More than a primer on body parts (and yes) oral sex the book also instructs men to listen to their partners. Perceptive, clever, and graphic --- Wright's instincts brand him as America's personal trainer at love. Wright's hand size (a full 11 1/4 inches spread) afforded him the ability to earn Sports Illustrated notoriety as a slam-dunk king. In two erotically raw volumes he gives tips that will have women in the palm of your hand (regardless of how many inches you're wielding). Wright's coaching a new team of men --- and, frankly fellows, she won't be trading you to another team after you read Wright's Straight Talk. Letter to Gerry Wright: Dear Mr. Wright, I went to a little book store called "Consider The Alternatives" on Thursday, April 19, looking for a book about relationships. I told Judy, the owner, that I have read many books to try to understand my man. And I couldn't seem to find one about women for men to read that wasn't just about sex. She called me at my home the very next day and left me a message that two books came in about the subject we were discussing and would I mind coming and taking them to read and review. I went to the store the very next day and read the cover letter, then the contents of the books. I immediately took them home to read. I am 2/3 through Volume 1 and I can't put it down. You must promote this book every where. Your book is heroic to all of us who have been criticized for saying the things you had the balls to say and say it straight. These two books must be marketed ASAP. Get