Tapping That Asset

She only wanted one night Being on the road all the time because of the family business makes for a lot of lonely nights. So when handsome, charming AJ Phelps finds me in the hotel bar, I'm ready for more than casual conversation. After an amazing night, my hope to continue a brief affair with the town charmer is derailed when I come face to face with him the following day. This time, he's not just handsome, charming AJ. He's all business...and the owner of the brewery my brother is dead set on ruining. All may be fair in love and war, but there's nothing as cut throat as beer and business. He wants all her nights As an ex-pro baseball player turned business owner, I have it all. Or I thought I did until Kennedy Rochester crossed my path. A one night stand with a woman as hot, intelligent, and feisty as that? No brainer. At least not until the following morning when she steps into my brewery and tells me in no uncertain terms her family business is there to put me out of mine. I should loathe her for threatening my livelihood, but I don't. I can't. Not when all I think about when I look at her is our single, toe-curling night together. Not when I'd give nearly anything for just one more.

This brilliantly simple book on the philosophy known as Asset-Based Thinking, instills success-oriented habits in even the most die-hard cynic. Its transformational lessons--conveyed through unique photographic metaphors and inspiring stories from real people--reveal how the slightest shift in perception can lead to monumental results in both business and in life. ABT is not just positive thinking, but rather a systematic observation of "what works." Kathryn Cramer, an acclaimed corporate consultant, and Hank Wasiak, a creative icon of the advertising industry, have produced a work that looks and works like no other business or self-help book-because it IS like no other book. Change the Way You See Everything is a revolutionary approach to every aspect of life that bears not just reading, but re-reading, and sharing with people in your circle. You'll never look at the world the same way again.

Winner of the prestigious Paul A. Samuelson Award for scholarly writing on lifelong financial security, John Cochrane's Asset Pricing now appears in a revised edition that unifies and brings the science of asset pricing up to date for advanced students and professionals. Cochrane traces the pricing of all assets back to a single idea--price equals expected discounted payoff--that captures the macro-economic risks underlying each security's value. By using a single, stochastic discount factor rather than a separate set of tricks for each asset class, Cochrane builds a unified account of modern asset pricing. He presents applications to stocks, bonds, and options. Each model--consumption based, CAPM, multifactor, term structure, and option pricing--is derived as a different specification of the discounted factor. The discount factor framework also leads to a state-space geometry for mean-variance frontiers and asset pricing models. It puts payoffs in different states of nature on the axes rather than mean and variance of return, leading to a new and conveniently linear geometrical representation of asset pricing ideas. Cochrane approaches empirical work with the Generalized Method of Moments, which studies sample average prices and discounted payoffs to determine whether price does equal expected discounted payoff. He translates between the discount factor, GMM, and state-space language and the beta, mean-variance, and regression language common in empirical work and earlier theory. The book also includes a review of recent empirical work on return predictability, value and other puzzles in the cross section, and equity premium puzzles and their resolution. Written to be a summary for academics and professionals as well as a textbook, this book condenses and advances recent scholarship in financial economics.

Does this sound familiar? - You have been barely surviving for months on end. - You are trying hard to get your great talent back to work. - You want to innovate to ensure the long-term success of your hotel. But... - You are unsure where to start. - You are worried about making costly investment mistakes. - You can't wait years for results. Hospitality is at a crossroads. The old business model is broken, and the hoteliers of the future know this. They aren't sitting around waiting for the clock to turn back - they are seizing this opportunity. Whilst some brands are struggling, others are finding new ways to do what they've always done: serve their customers. If you think of wellness as an amenity or not a significant revenue-generating area of your business, global wellness expert, Sonal Uberoi, will shift your mindset and unlock its potential. Sonal Uberoi has transformed leading hotels through wellness. In this book, she shares her ESSENCE model, which takes you from assessing potential ideas to implementing and honing your offering to give your guests an experience so good they will do your marketing for you - in months, not years. If you're ready to build an offering so strong that your guests regularly return and profits stay healthy no matter what, you're ready to capitalise on your wellness asset...

Whether your child is 18 months or 18 years of age, the time to start planning for college costs is now! No matter what your financial situation, or the amount of time you have to plan, there is a way to pay for college. With an extensive state-by-state listing of loan sources, as well as a complete breakdown of schools offering prepayment and special tuition-payment plans, co-op education programs, and R.O.T.C., Bright Ideas is required reading for college-bound students and their families.

Asset Management, Second edition is a key reference for practitioners and decision makers working in infrastructure and asset dependent businesses, and will also appeal to students and practitioners new to this area.

Banks are a vital part of the global economy, and the essence of banking is asset-liability management (ALM). This book is a comprehensive treatment of an important financial market discipline. A reference text for all those involved in banking and the debt capital markets, it describes the techniques, products and art of ALM. Subjects covered include bank capital, money market trading, risk management, regulatory capital and yield curve analysis. Highlights of the book include detailed coverage of: Liquidity, gap and funding risk management Hedging using interest-rate derivatives and credit derivatives Impact of Basel II Securitisation and balance sheet management Structured finance products including asset-backed commercial paper, mortgage-backed securities, collateralised debt obligations and structured investment vehicles, and their role in ALM Treasury operations and group transfer pricing. Concepts and techniques are illustrated with case studies and worked examples. Written in accessible style, this book is essential reading for market practitioners, bank regulators, and graduate students in banking and finance. Companion website features online access to software on applications described in the book, including a yield curve model, cubic spline spreadsheet calculator and CDO waterfall model.