The 5 Money Conversations To Have With Your Kids At Every Age And Stage

Raise your hand if your parents had "the talk" with you. No, not that talk. We mean the money talk. Money affects you and your kids every day. Now there's a way to talk about money in a way that actually brings your family closer. With two kids of our own, we suspect our parenting goals are likely the same as yours—no spoiled brats, no crippling debt, and kids who know a dollar actually takes work. That's why we wrote this book. The 5 Money Conversations to Have with Your Kids at Every Age and Stage offers practical advice for dealing with three age groups (5–12, 13–17, and 18 and beyond). It is the parenting "how to" book you don't want to live without. Conquer the 5 toughest money conversations to have with your kids Discover your kids' Money Personalities by taking the age-based Money Personalities Assessment (access code included inside) Learn their Money Languages so you can be heard We give you relationship secrets, share our experiences, and make it fun. Whether your kids are 5 or 25, this book will change the course of your family forever!

Raise your hand if your parents had "the talk" with you. No, not that talk. We mean the money talk. Money affects you and your kids every day. Now there's a way to talk about money in a way that actually brings your family closer. With two kids of our own, we suspect our parenting goals are likely the same as yours—no spoiled brats, no crippling debt, and kids who know a dollar actually takes work. That's why we wrote this book. The Five Family Money Conversations offers practical advice for dealing with three age groups (5–12, 13–17, and 18 and beyond). It is the parenting "how to" book you don't want to live without. Conquer the 5 toughest money conversations to have with your kids Discover your kids' Money Personalities by taking the age-based Money Personalities Assessment (access code included inside) Learn their Money Languages so you can be heard We give you relationship secrets, share our experiences, and make it fun. Whether your kids are 5 or 25, this book will change the course of your family forever!

The hidden key to a healthy relationship is not just managing money but understanding how the other approaches money. Every couple argues about money. It doesn’t matter if you’ve been married for 40 years or dating for 4 months, money touches every decision you make as a couple—from the $5 cup of coffee to the $50,000 car. And when the two of you don’t see eye-to-eye on how much to spend or how much to save, that’s when arguments turn into ugly toxic fights that leave both persons feeling hurt and angry. It’s why money has become the #1 cause of divorce in the U.S. Obviously, something needs to change. The reason this crisis has not been addressed is because it has never been identified, defined, or given a name. Scott and Bethany Palmer, aka “The Money Couple,” have identified and defined this problem and offer concrete solutions to fix it. Once you know your Money Personality, you can get to the root of money arguments and start really working together. You’ll discover what has an impact on your loved one’s money decisions, and you’ll learn how to talk about money in a way that’s actually fun! You’ll figure out how to put an end to money secrets and lies once and for all. It’s not just about money management, and it’s definitely not just about overcoming debt. It is a whole new way of living that will change everything in your relationship. Tens of thousands have already been transformed. Are you ready?

Conversations with Your Child is a thoughtful approach to parenting. It offers suggestions on how to raise children through ongoing conversation, encouraging parents to be aware of themselves, their partners, and their children’s physical, cognitive, and developmental stages of growth.

In The Wisest Investment, award-winning author and CPA Robin Taub shares tips and strategies for busy parents who want to raise responsible, independent, money-smart kids for life.

The fourteen essential conversations to have with your tween and early teenager to prepare them for the emotional, physical, and social challenges ahead, including scripts and advice to keep the communication going and stay connected during this critical developmental window. “This book is a gift to parents and teenagers alike.”—Lisa Damour, PhD, author of Untangled and Under Pressure Trying to convince a middle schooler to listen to you can be exasperating. Indeed, it can feel like the best option is not to talk! But keeping kids safe—and prepared for all the times when you can't be the angel on their shoulder—is about having the right conversations at the right time. From a brain growth and emotional readiness perspective, there is no better time for this than their tween years, right up to when they enter high school. Distilling Michelle Icard's decades of experience working with families, Fourteen Talks by Age Fourteen focuses on big, thorny topics such as friendship, sexuality, impulsivity, and technology, as well as unexpected conversations about creativity, hygiene, money, privilege, and contributing to the family. Icard outlines a simple, memorable, and family-tested formula for the best approach to these essential talks, the BRIEF Model: Begin peacefully, Relate to your child, Interview to collect information, Echo what you're hearing, and give Feedback. With wit and compassion, she also helps you get over the most common hurdles in talking to tweens, including: • What phrases invite connection and which irritate kids or scare them off • The best places, times, and situations in which to initiate talks • How to keep kids interested, open, and engaged in conversation • How to exit these chats in a way that keeps kids wanting more Like a Rosetta Stone for your tween's confounding language, Fourteen Talks by Age Fourteen is an essential communication guide to helping your child through the emotional, physical, and social challenges ahead and, ultimately, toward teenage success.

Does your family talk about money? Do your kids understand your money values? Do you and your mate agree on how you spend and invest your money? Do you know if your parents are financially secure? These are the questions that Carrie Schwab-Pomerantz and her father, Charles Schwab, ask at the beginning of this invaluable family financial primer. The authors acknowledge that these are difficult questions but stress that families must grapple with them and come up with answers. Despite the proliferation of the financial news media, money remains a taboo subject in most families. Often the mere thought of talking about money with a family member causes enormous personal stress and confusion. But it doesn’t have to be that way. The goal of this father-daughter collaboration is to bring solid financial advice into the context of family, where it can be explored, understood, and implemented to the benefit of everyone. The first essential thing that must happen is conversation, and It Pays to Talk is filled with advice about how to start talking. The authors are both working parents with a combined sixty-five years of knowledge and experience in the investment field. In this book they present a road map that every family can follow as they develop and implement an investment strategy and money-management plan. They begin by covering the fundamental principles that every investor needs to understand in order to succeed for the long term, and then they move on to cover joining forces in marriage; building your family’s wealth regardless of market conditions; investing for your children’s future and raising money-savvy kids; retirement planning; estate planning for you and your parents; and dealing with the unexpected—insurance, divorce, and investing a windfall. Throughout the book, the authors offer advice about how to start the often difficult conversations that lead to smart decision-making, as well as how to talk gently, intelligently, and respectfully about the many issues that define and shape our attitudes about money. It does pay to talk. This valuable and expert book will get you started and help you at every stage of your family’s investment career.

This practical text supports early years students and practitioners to build confidence in planning for learning across all stages of the EYFS and in the many different contexts in which it is delivered.