The Coming Generational Storm

Who could survive a fiscal crisis? This preemptive manual teaches how to protect against skyrocketing tax rates, drastically reduced health and retirement benefits, high inflation and a ruined currency.

How America went bankrupt and how we can save ourselves—as a country and as individuals—from economic disaster. The United States is bankrupt, flat broke. Thanks to accounting that would make Enron blush, America's insolvency goes far beyond what our leaders are disclosing. The United States is a fiscal basket case, in worse shape than the notoriously bailed-out countries of Greece, Ireland, and others. How did this happen? InThe Clash of Generations, experts Laurence Kotlikoff and Scott Burns document our six-decade, off-balance-sheet, unsustainable financing scheme. They explain how we have balanced our longer lives on the backs of our (relatively few) children. At the same time, we've been on a consumption spree, saving and investing less than nothing. And that's not to mention the evisceration of the middle class and a financial system that has proven it can't be trusted. Kotlikoff and Burns outline grassroots strategies for saving ourselves—and especially our children—from what could be a truly catastrophic financial collapse. Kotlikoff and Burns sounded the alarm in their widely acclaimedThe Coming Generational Storm, but politicians didn't listen. Now the need for action is even more urgent. It's up to us to demand radical reform of our tax system, our healthcare system, and our Social Security system, and to insist on better paths to investment return than those provided by Wall Street (mis)managers. Kotlikoff and Burns's "Purple Plans" (so called because they will appeal to both Republicans and Democrats) have been endorsed by a who's who of economists and offer a new way forward; and their revolutionary investment strategy for individuals replaces the idea of financial capital with "life decision capital." Of course, we won't be doing all this just for ourselves. We need to fix America's fiscal mess before our kids inherit it. https://www.youtube.com/watch?v=IMKw76lBn0k&feature=youtube_gdata_player

How generational policy affects the sustainability of a government's fiscal policy. In these eight 2002 Cairoli Lectures, presented at the Universidad Torcuato di Tella in Buenos Aires, Argentina, Laurence Kotlikoff shows how generational policy works, how it is measured, and how much it matters. Kotlikoff discusses the incidence and measurement of generational policy, the relationship of generational policy to monetary policy, and the vacuity of deficits, taxes, and transfer payments as economic measures of fiscal policy. Kotlikoff also illustrates generational policy's general equilibrium effects with a dynamic life-cycle simulation model and reviews the empirical evidence testing intergenerational altruism and risk sharing. The lectures were delivered as Argentina faced a devastating depression triggered, in large part, by unsustainable generational policy. Throughout the book, Kotlikoff connects his messages about generational policy to the Argentine situation and the Argentine government's policy mistakes.

Jobs are changing. Workforce growth is slowing. The population is aging. Educational attainment levels are lagging. Skill gaps are rising. Generations are clashing. Any one of these events individually could trigger a significant problem for employers. But combined these workforce trends are creating the Perfect Labor Storm 2.0, unprecedented demographic and economic events that will force employers to change the way they do business. In this completely revised and updated second-edition book, author Ira S. Wolfe creates a vivid and sometimes frightening image of what future workforces will look like through his use of trends, facts and statistics. He then offers recommendations for recruiting a younger workforce, managing intergenerational conflicts, and retaining workers. What Other Readers Have to Say about The Perfect Labor Storm 2.0 "Perfect Labor Storm 2.0 is Powerful Stuff ? enough to make any manager gasp. This is a tremendous work and one that hopefully will change employer attitudes and promote proper hiring/training/retention efforts." Martin E. Gilligan, Jr., Owner/Principal Consultant MARTIN & ASSOCIATES "Dr. Wolfe skillfully dissects the multifaceted topic of demographic change by detailing its impact on key aspects of everyday life. From a legal prospective, the policy and practical ramifications of the Perfect Labor Storm are astounding. From recruiting to retirement, the human capital issues raised in this book will be paramount for every business to strategically address. It should be required reading for every Human Resource Professional." Michael A. Moore, Esq. Business and Employment Attorney Russell, Krafft, and Gruber, LLP "Perfect Labor Storm 2.0 will be one of the most quoted books over the next decades. Ira did his homework on this one. Anyone who depends on having a strong workforce for the next twenty years better heed his warnings and prepare accordingly." Bobby Foster The Organizer Plus Co., LLC "A fantastic body of work. After reading Perfect Labor Storm 2.0, I was thinking how important it would be for each of the Presidential candidates as well as all our elected officials to read this book." Stuart Murphy Round Table Consulting "Everyone in business should have a copy of The Perfect Labor Storm on their desk, not just their bookshelf." R.D.A. Morris Major, Pennsylvania State Police, retired "Let me tell you ? once again ? that you did a FANTASTIC job with The Perfect Labor Storm. I learned so much reading your well-researched and thought out tome. It?s outstanding." Marian L. Fetter, M.S.

GENERATION Z is called and equipped to rise above the global storm we are experiencing and initiate the greatest awakening our world has ever seen. They are ready. They are willing. They are born for the storm. Generation Z is officially the largest generation in the world today. They are creative, driven, entrepreneurial, and technologically advanced. Generation Z comes of age in an unique time. This generation is surrounded by turbulence: a global pandemic, racial tensions, political upheaval, economic unrest, and social tensions not experienced by previous generations. They live in a tumultuous life-sea where the waves are high, the winds are strong, the intensity is unceasing, and the challenges feel insurmountable. This new generation, born between 1997 and 2012, has never witnessed a calm sea. Social harmony, economic stability, physical tranquility, and domestic peace have all been very distant during this period. While those from earlier generations are often disturbed by it all, Generation Z considers these storms a part of their existence. They are survivors, and they are being equipped by God for maximum kingdom impact during a time when the world needs them the most. Generation Z: Born for the Storm is written as a book of hope for this new generation. It examines the environment surrounding Gen Z and tries to understand who they are. It also looks at the unique qualities God is forming in Gen Z believers. The book inspirationally describes qualities already emerging and predicts qualities that will emerge as Gen Zers take their place of leadership in the world. Each chapter focuses on a person or persons from the Bible whose names begin with “Z” and who embody qualities God is forming in this new generation. This is not an exhaustive volume on Gen Z. It is simply a snapshot in time connected to the timeless truths of Scripture that will help us reflect upon, respond to, and empower the most important generation to ever live. Their potential is beyond description. Gen Z will take the negative circumstances they have been given and, by God’s grace, turn them into positives. Generation Z is ready. God is equipping. The Holy Spirit is moving. The world is waiting. The winds are blowing, and the waves are roaring. Spiritual history is going to be made because Generation Z is born for the storm.

The president of Southern Seminary reveals how secularism has infiltrated every aspect of society and how Christians, equipped with the gospel of Jesus Christ, can meet it head on with hope, confidence, and steadfast conviction. A Storm Is Coming Western civilization and the Christian church stand at a moment of great danger. Facing them both is a hurricane-force battle of ideas that will determine the future of Western civilization and the soul of the Christian church. The forces arrayed against the West and the church are destructive ideologies, policies, and worldviews deeply established among intellectual elites, the political class, and our schools. More menacingly, these forces have also invaded the Christian church. The perils faced by the West and the church are unprecedented: threats to religious liberty redefinitions of marriage and family attacks on the sacredness and dignity of human life How should Christians respond to this multifaceted challenge? Addressing each dimension of this challenge, The Gathering Storm provides answers and equips Christians both to give an answer for the hope that is within them and to contend for the faith that was once and for all delivered to the saints.