The Procrastinator S Guide To Financial Security

How Anyone Over 40 Can Still Build a Strong Portfolio -- and Retire Comfortably

Let’s face it, planning and saving for retirement is not easy. We are told that the earlier we start the better and that the “magic of compounding” will make our dreams come true if we simply trust the stock market and our investment advisor. ​But for most people it’s simply not possible. People in their twenties are often saddled with student debt and may be struggling to find suitable full-time employment. Saving for retirement is the last thing on their minds, as it should be. ​Then in our thirties and forties we tend to do things like get married, have kids, and buy houses. All these things cost a lot of money! So for many people there simply isn’t any money left to put away for retirement. Therefore many of us become procrastinators when it comes to saving for retirement. ​But there is hope. This book will take you step-by-step though planning and saving for retirement starting in your fifties and the best way to fund your retirement years. It is designed for people approaching retirement who want to ensure it is comfortable and stress-free.

This book by a columnist from MarketWatch.com is designed to ease the common anxieties people have about their financial investments--without taking up all of their time. Illustrations, graphs and charts throughout.

If you want to learn about the latest thinking in money management,you can read the hundreds of books and thousands of articlespublished each year on the subject. Or you could seek a singleresource for informed guidance on everything you need to know. Forthe very best information from the biggest names in personalfinance, turn to this stellar resource. Based on renowned Fortune500 consultants Joseph and Jimmie Boyett's extensiveresearch, it distills the wisdom of the world's best-knownpersonal finance and money management writers and thinkers intostraightforward, bite-sized lessons about everything from insuranceto IRAs. Order your copy today!

Everyone waits till the last minute sometimes. But many procrastinators pay a significant price, from poor job performance to stress, financial problems, and relationship conflicts. Fortunately, just as anyone can endlessly delay, anyone can learn how to stop! Cognitive-behavioral therapy expert Monica Ramirez Basco shows exactly how in this motivating guide. Dr. Basco peppers the book with easy-to-relate-to examples from "recovering procrastinators"--including herself. Inviting quizzes, exercises, and practical suggestions help you: *Understand why you procrastinate. *Start with small changes that lead to big improvements. *Outsmart your own delaying tactics. *Counteract self-doubt and perfectionism. *Build crucial skills for getting things done today.

A seasoned executive with four decades of experience in the institutional investment management business, Donald H. Young observes that most people are not happy with the financial security that they have achieved so far. They seem to be paralyzed into doing nothing because of the overwhelming amount of information available to them. Filling a critical need that hasn't been adequately addressed with the bewildering array of both general and very specific books on achieving financial security, You Can Do It! provides an educational background and then a step-by-step comprehensive analysis to help you achieve your financial objectives, including: Outlining key concepts Setting objectives Constructing balance sheets Managing cash flow Preparing budgets Buying appropriate insurance Planning for retirement Creating necessary documents for managing personal affairs. Presented in an easy-to-understand manner, You Can Do It! should be read as a whole, not as individual chapters. Key exhibits and a summary at the end of each chapter, which Young calls the Bottom Line, facilitate the understanding process. The only requirements for success are personal involvement and commitment on your part. After reading and implementing the recommendations of Young, you will have created a level of financial security to enable you to achieve your financial objectives.

Offers advice on how to deconstruct unproductive work habits, improve time management, and increase productivity at work and at home.