The Transformation Of The American Pension System
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The Transformation of the American Pension System
Author | : Edward N. Wolff |
Publsiher | : W.E. Upjohn Institute |
Total Pages | : 350 |
Release | : 2011 |
Genre | : Business & Economics |
ISBN | : 9780880993791 |
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This volume focuses primarily on changes in the U.S. pension system from 1983 to 2009. However, attention is paid to the entire retirement system, including the role of Social Security.
Assessing Chile s Pension System Challenges and Reform Options
Author | : Samuel Pienknagura,Christopher Evans |
Publsiher | : International Monetary Fund |
Total Pages | : 52 |
Release | : 2021-09-10 |
Genre | : Business & Economics |
ISBN | : 9781513596112 |
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Chile’s pension system came under close scrutiny in recent years. This paper takes stock of the adequacy of the system and highlights its challenges. Chile’s defined contribution system was quite influential when introduced, and was taken as an example by other countries. However, it is now delivering low replacement rates relative to OECD peers, as its parameters did not adapt over time to changing demographics and global returns, while informality persists in the labor market. In the absence of reforms, the system’s inability to deliver adequate outcomes for a large share of participants will continue to magnify, as demographic trends and low global interest rates will continue to reduce replacement rates. In addition, recent legislation allowing for pension savings withdrawals to counter the effects from the COVID-19 pandemic, is projected to further reduce replacement rates and increase fiscal costs. A substantial improvement in replacement rates is feasible, via a reform that raises contribution rates and the retirement age, coupled with policies that increases workers’ contribution density.
Dismantling Solidarity
Author | : Michael A. McCarthy |
Publsiher | : Cornell University Press |
Total Pages | : 172 |
Release | : 2017-02-01 |
Genre | : Political Science |
ISBN | : 9781501708190 |
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Why has old-age security become less solidaristic and increasingly tied to risky capitalist markets? Drawing on rich archival data that covers more than fifty years of American history, Michael A. McCarthy argues that the critical driver was policymakers' reactions to capitalist crises and their political imperative to promote capitalist growth.Pension development has followed three paths of marketization in America since the New Deal, each distinct but converging: occupational pension plans were adopted as an alternative to real increases in Social Security benefits after World War II, private pension assets were then financialized and invested into the stock market, and, since the 1970s, traditional pension plans have come to be replaced with riskier 401(k) retirement plans. Comparing each episode of change, Dismantling Solidarity mounts a forceful challenge to common understandings of America’s private pension system and offers an alternative political economy of the welfare state. McCarthy weaves together a theoretical framework that helps to explain pension marketization with structural mechanisms that push policymakers to intervene to promote capitalist growth and avoid capitalist crises and contingent historical factors that both drive them to intervene in the particular ways they do and shape how their interventions bear on welfare change. By emphasizing the capitalist context in which policymaking occurs, McCarthy turns our attention to the structural factors that drive policy change. Dismantling Solidarity is both theoretically and historically detailed and superbly argued, urging the reader to reconsider how capitalism itself constrains policymaking. It will be of interest to sociologists, political scientists, historians, and those curious about the relationship between capitalism and democracy.
The Predictable Surprise
Author | : Sylvester J. Schieber |
Publsiher | : OUP USA |
Total Pages | : 478 |
Release | : 2012-03 |
Genre | : Business & Economics |
ISBN | : 9780199890958 |
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In "The Predictable Surprise", Sylvester J. Schieber shows that forewarnings of the coming retirement crisis have been apparent for decades, but we have never mustered the political will to address the problem. This book explains how we have gotten into the retirement predicament and where we can go from here.
Growing Older in America
Author | : Anonim |
Publsiher | : Unknown |
Total Pages | : 108 |
Release | : 2007 |
Genre | : Age distribution (Demography) |
ISBN | : WISC:89119734713 |
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A Century of Wealth in America
Author | : Edward N. Wolff |
Publsiher | : Harvard University Press |
Total Pages | : 885 |
Release | : 2017-10-16 |
Genre | : Business & Economics |
ISBN | : 9780674495142 |
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Understanding wealth—who has it, how they acquired it, how they preserve it—is crucial to addressing challenges facing the United States. Edward Wolff’s account of patterns in the accumulation and distribution of U.S. wealth since 1900 provides a sober bedrock of facts and analysis. It will become an indispensable resource for future public debate.
Hybrid Pension Plans
Author | : United States. Congress. Senate. Committee on Health, Education, Labor, and Pensions |
Publsiher | : Unknown |
Total Pages | : 280 |
Release | : 2000 |
Genre | : Business & Economics |
ISBN | : PSU:000046299741 |
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Welfare State Transformations and Inequality in OECD Countries
Author | : Melike Wulfgramm,Tonia Bieber,Stephan Leibfried |
Publsiher | : Springer |
Total Pages | : 323 |
Release | : 2017-03-07 |
Genre | : Political Science |
ISBN | : 9781137511843 |
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This book analyzes how recent welfare state transformations across advanced democracies have shaped social and economic disparities. The authors observe a trend from a compensatory paradigm towards supply oriented social policy, and investigate how this phenomenon is linked to distributional outcomes. How – and how much – have changes in core social policy fields alleviated or strengthened different dimensions of inequality? The authors argue that while the market has been the major cause of increasing net inequalities, the trend towards supply orientation in most social policy fields has further contributed to social inequality. The authors work from sociological and political science perspectives, examining all of the main branches of the welfare state, from health, education and tax policy, to labour market, pension and migration policy. /div