Unexpected Wealth

From inheritances and divorce and insurance settlements to retirement payouts and the most recent phenomenon of stock options, the largest transfer of wealth in the history of America is now taking place. For some, this welcome event is relatively stress-free. But for those who are inexperienced in dealing with large sums of money, a windfall can be an overwhelming, even losing, situation. What is the difference between those who build on their financial gains and those who end up worse off than before? In this much-needed, one-of-a-kind book, top financial planner Susan Bradley gets to the heart of the matter by examining the emotional complexity of the windfall experience and how to manage it-and your newfound money-successfully. Whatever the sum involved, the impact of one's emotional state on the way money is handled--or mishandled--cannot be underestimated. In addition to the legal intricacies of receiving sudden money, the element of surprise that catches people unprepared also often leaves them there. Here, at last, is a type of "owner's manual" to sudden money that demystifies the process for recipients and their financial planners. Based on her work with countless clients, many of whose stories appear in this book, Bradley has developed a step-by-step program for moving safely through the three phases of building a solid financial foundation: Preparation and Planning Investing Monitoring, Giving, and Sharing Giving individual attention to each possible windfall event, Bradley addresses their distinct tax consequences, insurance and estate planning considerations, as well as the crucial emotional component. She also shares advice on how to put together the proper team of advisors, including an attorney and a therapist. When correctly handled, an unexpected windfall can provide expected benefits that will continue far beyond the lifetime of the initial recipient---and turn sudden money into lasting wealth. Turn Sudden Money into Lasting Wealth Maximize your wealth and minimize your stress and confusion with this unique, indispensable guide to handling a sudden financial windfall. Written by nationally recognized financial planner Susan Bradley, Sudden Money provides a complete program for successfully managing newfound wealth. Discover ways to: Stay calm and not make decisions based on your emotions Seek experienced, professional advice Avoid pressure from others Create and execute the best financial plan for you Most important, Sudden Money provides you with easy-to-implement, proven ways to ensure that your financial gains are more than fleeting good fortune. "A 'must read' for financial advisors and for clients who have received financial windfalls. Susan Bradley has detailed--in an easy-to-apply way--a new financial planning discipline that is sure to become a vital part of discussions about the burgeoning wealth in this country." —Ronni Burns, Wall Street consultant "This book is essential for anyone who receives a financial windfall. It's an easy read and packed with useful advice." —Don Phillips, CEO, Morningstar "Reading this book is like having a trusted friend explain what to expect, what to do, and what not to do at a happy time that can also be overwhelming and stressful. This book has been extraordinarily helpful to me." —Marci Shimoff, coauthor, Chicken Soup for the Soul "Women in particular are often ill prepared to manage a financial windfall. Without careful planning, it could turn into a pitfall. Susan Bradley's book is a sensible guide on how to handle instant wealth." —Jennifer Openshaw, CEO, WFN.com, Financial Network for Women

Robert's book is the Bible of sudden wealth. So read it now!" MARY BUFFETT, New York Times bestselling author of Buffettology Up to 90% of sudden wealth is lost according to research. Why? What makes sudden wealth so different and so fleeting for so many people? And more importantly, how can you avoid the unforeseen dangers and mistakes even the most money-smart and sophisticated people often make? Sudden wealth is a roller coaster ride of emotions from the highest highs to the lowest lows. Sudden wealth is often portrayed as creating dire consequences for its recipients, but it can be an amazing opportunity that improves your life and those around you. I ve worked with enough sudden wealth clients over the years to see patterns what works and what doesn t. With proper guidance and a willingness to stick to the 12 Principles outlined in this book, you can avoid the common pitfalls that so often destroy money, and instead transform your sudden wealth into lasting wealth to create a better life for yourself and others. Here are just a few things you ll learn in The Sudden Wealth Solution: What does sudden wealth and surviving a disaster have in common? This one idea can help protect your money for generations. Learn about the three sudden wealth stages and what they mean. Never be caught off guard again. Learn just one sentence for when someone asks you for a loan or to invest in a project. Should you avoid making decisions after getting your sudden wealth? No. Doing so could cost you millions and be disastrous. Discover the decisions you are safe to make and those you must not make right after getting your windfall. Learn what time of day you should schedule phone calls and meetings with your advisors. Learn an effective and step-by-step method to choose the right attorney, CPA, and financial advisor for you. Read about the 8 key rules you can use to evaluate every financial advisor you interview. What's a Driver vs. a Passenger? You'll understand how this can help you make the important decisions. Overwhelmed and not sure what to do? Learn how to relax and start making progress. You might be surprised about the places you shouldn't look for an advisor. Certain money beliefs can make it nearly impossible to create lasting wealth. Learn which money beliefs you have and how to reset them. What to communicate immediately to friends and family after receiving sudden wealth. Copy a short note from the book that you can email to friends and family that puts you in control. Does it ever make sense to stretch the truth? You'll read why it just might."

Unlock the full wealth potential of your home or office using the potent formulas and wisdom of Classical Feng Shui. Written by a Feng Shui master, Classical Feng Shui for Wealth & Abundance reveals authentic techniques for success with money, business, and career. In this book, beginners and advanced students will learn: The two most popular Feng Shui systems: Eight Mansions and Flying Stars Easy-to-use Get Rich Keys and your personal Life Gua number for money luck Wealth building formulas such as Five Ghosts Carry Treasure, Dragon Gate, and Water Dragons How to identify and eliminate killing chi like Eight Roads of Destruction, Robbery Mountain Sha, and Eight Killing Forces Whether you're buying a house, creating a home, or managing a business, these ancient and powerful techniques are exactly what you need to capture prosperity and success.

I felt, intuitively, that luck exists. It’s like capitalism: For better or for worse, and whether you believe in it or not, luck is inescapable. —from As Luck Would Have It While cowriting the books in the Worst-Case Scenario Survival Handbook series, Joshua Piven came across dozens of people with tremendously compelling stories of triumph (or misfortune), seemingly against all odds and logic. When they were asked what they had in common, invariably their answer was: good luck, or not enough of it. The beneficiary of his own brand of extraordinary luck in publishing, Piven decided to take a closer look at how this phenomenon plays a part in success and survival. As Luck Would Have It offers a fascinating survey of the phenomenon, presented through incredible first- person stories: the swimming pool repairman who had only a hundred-dollar bill to pay for his hot dog, asked for his change in lottery tickets, and won $180 million; the woman who survived a plane crash at sea; the teller who was struck by lightning while at his window inside the bank; the guy who invented the Pet Rock. Weaving the subjects’ own beliefs about their experiences with compelling research on chance, probability, and luck psychology, As Luck Would Have It also includes research on how to prepare for luck, how to deal with it when it arrives, and how to make the choices that will help us benefit from luck. Mesmerizing, by turns hilarious and harrowing, As Luck Would Have It offers a series of scenarios that are at once unimaginable and vividly real.

Covers Libyan history from the prehistoric period through the Phoenician, Roman, and Islamic/Ottoman periods to Italian colonization, independence, and the 2011 uprising and civil war. Libya experienced its own Arab Spring in February of 2011, ultimately leading to a civil war in which different groups have since been vying for power. How did the events of Libya's past lead to this point? This addition to the Greenwood Histories of the Modern Nations series takes a chronological approach to examining Libyan history. Considering the history of Libya from its earliest times to the present, it features government records, memoirs, and diaries and provides a general overview of the history of Libya as well as a discussion on geography. While not discounting the contributions of traders and invaders to Libya's history, this book, unlike others, identifies and traces the histories of indigenous Libyans, showcasing their achievements while situating them within the broader context of contact with Libya had by groups of people from Europe to the Arabian Peninsula. By demonstrating that Libyans had their own unique history prior to colonization, the book works to essentially decolonize Libyan history. Rounding out the chapters are a timeline, glossary, appendix of notable people, and annotated bibliography.