Wealth Without Worry

Most investment strategies focus on improving returns through market timing and stock picking—techniques known as active management. If these practices are so effective, why do returns for the overwhelming majority of investors lag well behind the market indices year after year? In Wealth Without Worry, authors James Whiddon and Lance Alston expose Wall Street's flawed system and offer a proven alternative to chasing returns. While Wall Street firms claim they can help investors pick winning securities and time the market's ups and downs, Whiddon and Alston clearly demonstrate how market returns can be harnessed simply and consistently through a properly diversified portfolio. Wealth Without Worry is based on Nobel Prize-winning research in economics—what has become known as Modern Portfolio Theory (MPT). The investing principles outlined in this book have been tested and refined for decades in both academia and the real world. Wealth Without Worry shows readers how to apply these principles using a super-diversified Market Return Portfolio (MRP). By not succumbing to Wall Street shell games, all investors can have long-term success. Wealth Without Worry gives readers a map to the last investment strategy they'll ever need.

HOW DOES MONEY HELP IN CREATING A HAPPY LIFE? In The Geometry of Wealth, behavioral finance expert Brian Portnoy delivers an inspired answer based on the idea that wealth, truly defined, is funded contentment. It is the ability to underwrite a meaningful life. This stands in stark contrast to angling to become rich, which is usually an unsatisfying treadmill. At the heart of this groundbreaking perspective, Portnoy takes readers on a journey toward wealth, informed by disciplines ranging from ancient history to modern neuroscience. He contends that tackling the big questions about a joyful life and tending to financial decisions are complementary, not separate, tasks. These big questions include: • How is the human brain wired for two distinct experiences of happiness? And why can money “buy” one but not the other? • Why is being market savvy among the least important aspects of creating wealth but self-awareness among the most? • Can we strike a balance between pushing for more and being content with enough? This journey memorably contours along three basic shapes: A circle, triangle, and square help us visualize how we adapt to evolving circumstances, set clear priorities, and find empowerment in simplicity. In this accessible and entertaining book, Portnoy reveals that true wealth is achievable for many—including those who despair it is out of reach—but only in the context of a life in which purpose and practice are thoughtfully calibrated.

Are you tired of living paycheck to paycheck? Do you want to break free from the burden of financial worries and achieve true wealth? Look no further than "Wealth Without Worry" - a groundbreaking guide that will empower you to take control of your finances, build lasting wealth, and attain the peace of mind you've always desired. In this transformative book, renowned financial expert and bestselling author, [Author's Name], shares an actionable roadmap that demystifies the world of wealth-building, catering to both novices and seasoned investors alike. Whether you are just starting your journey to financial security or looking to refine your existing strategies, "Wealth Without Worry" provides the knowledge and tools you need to thrive.

Money touches every corner of our lives, from our relationships, to our health and our career, and while it may not directly buy happiness, it certainly enables us to pursue it. Part book, part online tools & videos, From Worry to Wealth is an interactive field guide to improving your financial self.By discovering your own personal strategies to solve the four variables of the wealth formula-investable income, acquiring assets, leverage, and time-you will unlock the power to follow the path to wealth with confidence. You need a roadmap to wealth, but not a generic "one size fits all" one. You need a map of you.

Our relationship with money is one that lasts a lifetime, yet traditionally books on the subject tend to take one of two routes: a) how to get more, or b) how to deal with less. John Armstrong turns these approaches upside down, and looks not at money itself, but at how we relate to it and the meaning we attach to it. How does it drive us and frighten us? Can it change the world for the better? And how much do we actually need? Offering surprising and helpful new insights, this book will encourage you to redefine your feelings about money, and ultimately enable you to discover what is really important to you in life. One in the new series of books from The School of Life, launched May 2012: How to Stay Sane by Philippa Perry How to Find Fulfilling Work by Roman Krznaric How to Worry Less About Money by John Armstrong How to Change the World by John-Paul Flintoff How to Thrive in the Digital Age by Tom Chatfield How to Think More About Sex by Alain de Botton

NATIONAL BESTSELLER "A fresh way to think about your money." David Chilton, author of The Wealthy Barber Stop budgeting. Start living. Managing your money can be frustrating and confusing. Life is expensive. Whether you make $30,000 or $130,000 a year, it can feel like you’re constantly broke. Can you afford that new car, that vacation, that night out? You think so, but it feels impossible to know. And rigid budgets that force you to spend your money in unrealistic ways (like $9.50 per week for pants) don’t make things any clearer. But what if there was a new way to manage your money? One that left you certain you had your bases covered—both for your monthly bills and your future retirement—and then let you enjoy your money by spending it. (Yes, really.) Enter Shannon Lee Simmons, a fresh voice in the world of personal finance, one who understands the new and very real pressures to survive modern life and keep up in the age of social media. Shannon doesn’t lecture, judge or patronize. The founder of the wildly popular New School of Finance, Shannon recognized that most of her thousands of financial planning clients felt broke, no matter what their income. And feeling broke can be as bad as actually being broke, because it leads to overspending and misery. So she came up with a new plan: Worry-Free Money. Worry-Free Money takes a fresh approach to finances, looking at the root cause of the pressure to spend and showing why traditional budgets don’t work. It is a deeply practical book that will help you break the cycle of guilt, understand why you overspend, banish unhappy spending from your life, learn to recognize your f*ck it moments and find hope—and fun—in getting your money under control.

From Worry to Wealth Money problems are the #1 cause of divorce and the #2 cause of stress. Money touches every corner of our lives, from our relationships, to our health and our career, and while it may not directly buy happiness, it certainly enables us to pursue it. Part book, part online tools & videos, From Worry to Wealth is an interactive field guide to improving your financial self. Too many financial advice books leave you wanting more than just an inspirational message on behaviors and mindset. The goal of this book is not just to help you understand that there is a sustainable path to long-term wealth generation, but also to give you the tools, awareness, and support to help you find yours. By discovering your own personal strategies to solve the four variables of the wealth formula-investable income, acquiring assets, leverage, and time-you will unlock the power to follow the path to wealth with confidence. You need a roadmap to wealth, but not a generic "one size fits all" one. You need a map of you. Ben Lyons brings over 37 years of experience and hard lessons learned in real estate, mortgage lending, and business. In that time: He has owned and managed over 375 residential and commercial real estate projects He has been heavily involved with creation and growth of over 25 businesses, many of them acquired His lending organizations have produced more than 6.5 billion dollars in mortgages. In partnership with Ortus Academy, he has written a life-changing guide to inspire and guide you to leaving financial pain behind. Whether it's through the Money Personality Quiz (where you'll uncover your natural tendencies with money) or the Your Way to 20k income self-assessment (where you'll discover your most effective strategies to earn more income and build asset value), these lessons and tools will give you the self-awareness you need to plan your most effective strategies to improve your habits, earn more income, build asset value, and climb the mountain from worry to wealth.

A stress-free money management guide for women to build confidence, achieve financial freedom, and lead a more fulfilling life. Why is it that women are earning more than ever before yet still feel powerless when it comes to money? When it comes to financial security, it's time for us to stop feeling insecure. From Worry to Wealthy is the guide every savvy career woman needs to succeed on her own terms. In this empowering book, personal finance guru Chellie Campbell draws on proven strategies from her popular Financial Stress Reduction workshops to help women win at work and life, including how to: Harness the four Cs of career success: Confidence, Charisma, Clients, and Cash Avoid common pitfalls like the Attitude That Will Kill Your Business: "I Can't Do It Myself" and working for praises vs. raises Earn support for your goals from spouses and loved ones Gain business knowledge from everything you do (even playing poker!) With her unique female perspective, relatable anecdotes, and easy-to-follow advice, Campbell offers an indispensable road map for every woman to create a successful, happy life at any time. Praise for From Worry to Wealthy: "This isn't just a book about money; it is a book about how to confidently walk in the world doing what you love without sacrificing who you are."—Jeanne Michele, PhD, relationship coach "Chellie does a brilliant job providing a road map for mastering the financial tools necessary to lead a life created by you and for you. A must-read—and a gift—for every woman at every stage of life."—Betsy Myers, founding director of the Center for Women and Business at Bentley University and former White House adviser on women's issues "If you're looking to master your money and your life, you've got to read this book."—Carol Kline, coauthor of New York Times bestsellers Happy for No Reason and Love for No Reason