1000 Best Smart Money Secrets For Students

The average college student accrues more than $2,700 in credit card debt while in school. About 10 percent owe more than $7,000. And these statistics continue to increase at a staggering rate. 1000 Best Smart Money Secrets for Students is a personal finance guide for college students trying to graduate without an unmanageable level of debt. Author Debby Fowles provides students with expert advice on how to ?find? money, save money and make money. 1000 Best Smart Money Secrets for Students covers a wide range of topics including: Making money while still in school Getting the most out of financial aid Avoiding credit card debt Managing student loans Controlling spending Finding student discounts Including tips for graduate students and other adult students, 1000 Best Smart Money Secrets for Students is the one book that students need to ensure that they graduate from school almost debt-free.

Find $ Make $ Save $ Expert Debby Fowles shows you: Before College -Nine little-known places to look for scholarships -13 tips for winning scholarships -Maximize your eligibility for financial aid -17 secrets to save money on college housing At School -Creative ways to control entertainment costs -12 cash-generating ideas -Textbook websites that will save you money -The secrets of successful budgeting -8 warnings about student loans -Get the best jobs on campus Avoid graduating from school with a mountain of debt!

Students can determine the meaning of key terms and relationships involving money, savings strategies, economics, and finance in this informational text that presents ten secrets in building the bank account of their dreams. They learn tips for increasing income, developing a savings plan, keeping a budget, spending wisely, starting an education fund, building an emergency fund, investing, and making their saving a habit. Sidebars such as "Myths and Facts" and "10 Great Questions to Ask a Financial Adviser" along with fascinating financial fact boxes allow readers additional exploration into related information.

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Today, the average person cannot buy a car or a house without borrowing money. Many people cannot go to college unless they have loans. Even small purchases, if made online, require a credit card. Borrowing, or credit, is a fact of modern life. Students learn about the ways to take control of credit, making it work for them. This compelling book about credit and credit card smarts provides a thorough explanation of secured and unsecured credit, the types of accounts, calculating interest, understanding statements, choosing the right card, traps and trip-ups, fees, billing cycles, minimum payments, balance transfers, and cash advances. Readers will learn about credit scores and credit reports, whether they are a good credit risk. The book describes the steps readers can take in guarding their credit and personal information, and the steps that need to be taken if ID theft happens to them.

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