A Bank For The Buck

The story of HDFC Bank.

FOREWORD BY NANDAN NILEKANI “Tamal combines his financial knowledge, eye for detail, and an excellent storytelling style to create a vivid portrait of India’s most valued bank and its path to the future.” NANDAN NILEKANI, Co-founder and Chairman of Infosys and Founding Chairman of UIDAI (Aadhaar) “Tamal has enthusiastically documented the epiphany that HDFC Bank’s leadership had in starting out on their digital journey. India is set for seismic changes to day-to-day banking over the next few years and banks who don’t commit to fully re-engineering their practice around becoming a technology company that delivers real-time, contextual banking experiences will wither on the vine. HDFC Bank has made a solid start on this journey, but the final chapter has not yet been written.” BRETT KING, Founder, Moven and bestselling author of Bank 4.0 The seeds of change were sown in September 2014, when HDFC Bank MD Aditya Puri went to Silicon Valley to meet the brightest tech minds in the world. By the time he got back, he knew exactly what needed to be done. It was time for a revolution. Instead of waiting to be disrupted by fintech companies, HDFC Bank went all out to disrupt itself, recasting its role and scope on a scale that has never been attempted before. In one of the biggest transformations ever undertaken in any business, HDFC Bank wants to become a platform facilitating a financial experience. Tamal Bandyopadhyay chronicles HDFC Bank’s own digital disruption exercise through the very people who drove it, narrating a story that’s as compelling as unique in India’s financial system. With his keen eye for detail, deep knowledge of banking and unparalleled storytelling ability, Bandyopadhyay recounts the journey of India’s most valued lender from a life cycle bank to a lifestyle bank. TAMAL BANDYOPADHYAY is a bestselling author, award-winning columnist and a keen observer of the Indian banking sector for over two decades.

“Makes a compelling case that the best protection for individual rights (and wallets) in America rests in divided government.” —The Denver Post This is a scathing look at how the Republican Party, once the paragon of fiscal conservativism, has embraced Big Government and become even more irresponsible with taxpayer money than the Democrats. Rather than delivering an authoritative history of the GOP over the past twenty-five years, Buck Wild seeks to discover how the party of Reagan—once guided by the promise of cutting government back to its core constitutional functions—eventually lost its head. “If you fell into a coma in November of 1994 and woke up yesterday, a lot of things might surprise you. But nothing would baffle you more than what has happened to the Republican Party. Stephen Slivinski can explain. Buck Wild tells a painful story, but it’s honest and true and well worth reading.” —Tucker Carlson, host of FOX News’ Tucker Carlson Tonight “Buck Wild does more than reveal what’s wrong with the Republicans. It reveals what’s wrong with us, the voters who put them in office. Politicians are foxes. But we insist on believing that some are guard dogs. We elect them to watch the hen house, and on the first Wednesday in November there’s nothing left but feathers.” —P. J. O’Rourke, #1 New York Times–bestselling author “During the course of Stephen Slivinski’s superbly researched chronicle, we meet some true conservative heroes from whom we can draw inspiration for the future.” —James P. Pinkerton, White House domestic policy aide under Presidents Ronald Reagan and George H. W. Bush

DON'T EVER GET OLD was one of mystery-publishing's biggest critical successes last year, earning starred reviews from every major trade publication, garnering nominations for the Edgar, Thriller, and Anthony awards, and winning the Macavity Award for Best First Novel. The producer of four Harry Potter films and the Sherlock Holmes sequel, Lionel Wigram, is set to produce the film version. In Daniel Friedman's new novel, set in Memphis, Tennessee, and four months after the events of DON'T EVER GET OLD, eighty-eight-year-old Buck Schatz is reluctantly coming to terms with the fact that he can only move around with the aid of a walker, and his dementia seems to be getting worse. So when one of Buck's long-time foes, a bank-robber named Elijah, comes to Buck looking for protection from mysterious pursuers, Buck wavers. In the end, his desire to cement his legacy by closing out a series of long-unsolved robberies overwhelms his usual antipathy toward doing favors for people he dislikes. Buck agrees to broker Elijah's surrender to the authorities, if Elijah will promise to confess to his long-ago crimes. But nothing involving Elijah, or Buck, is ever simple, and Elijah's plans for Buck are more sinister than they first appeared. Written in Buck's signature voice and featuring a mystery that will knock your socks off, DON'T EVER LOOK BACK takes a decades-old feud between two dangerous—and now elderly—men and brings it to a final, explosive conclusion.

Completely updated for the twenty-first century, this reference presents definitions and origins of thousands of words, idioms, catchphrases, slogans, nicknames, and events from TV, literature, music, comic strips, and computer games.

"Nelson plaits her narrative with Western lingo and homespun similes. . . . James' painterly oils swirl with energy, visible daubs creating the dusty, monumental landscape and equally monumental horses and humans. . . . A champion indeed." —Kirkus Reviews (starred review) The true tale of a cowboy's epic rodeo ride from acclaimed author Vaunda Micheaux Nelson and Caldecott Honoree Gordon C. James. In 1911, three men were in the final round of the famed Pendleton Round-Up. One was white, one was Indian, and one was black. When the judges declared the white man the winner, the audience was outraged. They named black cowboy George Fletcher the "people's champion" and took up a collection, ultimately giving Fletcher far more than the value of the prize that went to the official winner. Award-winning author Vaunda Micheaux Nelson tells the story of Fletcher's unlikely triumph with a western flair that will delight kids—and adults—who love true stories, unlikely heroes, and cowboy tales.

One little girl and one very big dollar set out on a great adventure at the store. However, what seems like a pleasant afternoon of shopping soon turns perplexing as the challenge of her buying options becomes overwhelming. She doesn't know what to do. There are so many choices, but she only has one buck. A fun and perfect example of how we use math in our daily lives.

Someone is looking to wreck the nation’s economy, and they’re spending plenty to do it. With every lead going nowhere, Flynn’s most dizzying logic is put to the test.