Biblical Principles For Staying Out Of Debt

In easy-to-understand narrative, author Rich Brott explains the great danger that all of us will make bad financial decisions. It's not that we deliberately set out to do so, we just follow cultural norms and wind up deep in debt. While many are able to recognize bad spending habits and somber patterns and actively take corrective measures, getting out of debt just brings you to the starting line. Next comes a tenacious determination to stay out of debt. After that follows a commitment to building long-term financial security and independence. The content of this book will help you to understand seven biblical principles for staying out of debt. It starts out with how to have right thinking and knowing exactly where your money is going. The book ends with teaching you how to set financial goals and how to invest for your future.

Debt is destroying the financial security of our nation and many marriages. Most Americans have become a slave to debt. There is hope, and there is a way to get out of your bondage! Author Gene Pike and wife, Ann, in the inspirational book Get That Monkey off My Back, share from their personal debt experience the necessary biblical principles and practical applications to become debt free and to stay out of debt. At the point of bankruptcy, Gene and Ann applied the principles and practical applications revealed in Get That Monkey off My Back and became debt free within fourteen months with the exception of their twenty-year mortgage, which was retired in only six and a half years. You, too, can have this same debt-free experience! Gene and Ann believe God does not love them any more than he does you and God desires to set you free from all your bondages. Debt is an unnecessary burden that wears down you spirit, your mind, your emotions, and your physical body. There is no reason to continue to be a slave to debt. It's time to get that debt monkey off your back for the rest of your life. It can be a reality! It will not take a life time to become debt free!

Author Rich Brott notes that ¿faith¿ is a choice, an act of the human will. It is a deliberate choice to place confidence in God and His Word. Unbelief is a sin because it is a deliberate choice to withhold confidence in God and His Word. Faith is a receiving of the truth, an embracing of the truth, and a commitment to the God of truth! And commitment always produces action. That is why faith without works is dead. With no action there is no commitment. With no commitment there is no faith! In this book, you will find 25 faith-building principles that will enlarge your capacity to receive the very best that God has to offer you.

Credit is so easily obtained and credit card applications flow into our mailboxes virtually every day. Many couples find themselves deeply in debt and not even sure of how they got there let alone how they can get out of it. Larry Burkett has the solution!His bestselling book, Debt-Free Living, has been updated and modernized. Debt-Free Living has been providing poignant and biblical teaching on debt for over a decade. This updated resource will teach the consumer about the origin of most financial troubles and help him or her break the 'debt cycle.' Debt-Free Living is a necessary resource to battle the temptation and trappings of debt that are weighing you down.

You were created with great potential. You have God-given giftings and talents. Sometimes potential is never realized. Realizing your full potential is an ever continuing process of growth. This involves a willingness to try new things, new ways, new ideas. Dreams worth pursuing do not have to be "big" or "unrealistic." The important thing is living a dream that is really yours. Those who are most fulfilled know what they want and go after it. You have great God-given capacity to succeed in life! Your life can be full and rewarding. People who never achieve their full potential live an empty life. If you think you can't, you won't. Search for something that can't be done and do it. This insightful book starts by asking you some thought-provoking questions. What is it that you are called to do? What is the vision you have for your life? What dreams do you have that are still ahead of you? What were you born to do? What is your purpose? How will you achieve that calling in your lifetime? Author Rich Brott helps you to understand the 8 Critical Insights You Must Discover in order to Achieve Personal Success in life. The content is thorough, the season is timely and you will be motivated and challenged to achieve your highest potential!

This book is an ideal text for use in the classroom, small groups, church events and in junior high, high school and college settings. Author Rich Brott had designed the syllabus in a way that is user friendly, easy to teach, easy to learn. No prior knowledge is required from student or teacher. A summary of the content follows: Module 1 - God's Economy Lesson One: Money in God's Economy Lesson Two: The Cycle of Money Lesson Three: The Blessing of Giving Module 2 - Man's Stewardship Lesson Four: Principles of a Blessed Person Lesson Five: Persona of a Steward Lesson Six: Disciplines of a Steward Module 3 - Family Decisions Lesson Seven: How to Make Wise Family Decisions Lesson Eight: Facing Financial Challenges Lesson Nine: Defining Your Financial Future Module 4 - Spending Management Lesson Ten: Managing Your Cash Flow Lesson Eleven: Financial Benefits of Budgeting Lesson Twelve: Designing the Perfect Budget Lesson Thirteen: Developing the Savings Habit Lesson Fourteen: Borrowing and Credit Issues Module 5 - Making Lifestyle Changes Lesson Fifteen: Getting out of Debt Lesson Sixteen: Making Lifestyle Changes Lesson Seventeen: Areas of Financial Vulnerability Module 6 - Investing with a Vision Lesson Eighteen: Investing for your Future Lesson Nineteen: Planning for Retirement Lesson Twenty: Preparing for the Unexpected

God is interested in our willingness to manage and administrate all that He has given to us. Nothing will be thrown into our laps. Financial prosperity is not an unconditional providential blessing; conditions are attached. We are to take action and be proactive. The abilities and giftings God provides motivate us to action. Sometimes it takes our persistence in doing the same things faithfully with the heart of a servant. Other times it is time to try new things, new methods, and seek new opportunities. Sometimes the steady plodding brings the success of the blessed life. Many people, deep in debt and lacking in self-discipline in their spending and contentment level, complain that their employers don't pay them enough, their taxes are much too high, their business costs have skyrocketed, or render some other excuse why they cannot plan for their financial future. Of course, some of these excuses may have a certain amount of legitimacy to them, but they don't excuse a person from the responsibility of making sure that they are not wasting any of the resources God has allowed to come through their hands. The problem is rarely a lack of money; it is a lack of money management. Money management simply means self-management. This book will help the reader to re-align their financial attitude so that can begin to fulfill their potential financial altitude.

Exceedingly Abundantly was written specifically for Christians who desire to break free from the curse of debt. Having credit is not necessarily a bad thing; credit is often required to operate within this world's financial system. It is the misuse and abuse of credit that creates the bondage of debt in Christians' and non-Christians' lives. Exceedingly Abundantly is a testimony that uses biblical principles and practical examples to help guide Christians to their debt freedom. Many Christians are saddled with an exorbitant amount of debt-robbing God of the tithe and spending their way through situations that only God can fix. After coming to heavily rely on numerous credit cards with high balances, author Jacqueline Mingo was initially ashamed and extremely uncomfortable with her debt. But through her faith, Jacqueline realized that she didn't have to live under such bondage. Through her experience, you too can have the power of freedom from debt and financial independence!