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Confessions of a Microfinance Heretic 16pt Large Print Edition
Author | : Hugh Sinclair |
Publsiher | : Unknown |
Total Pages | : 626 |
Release | : 2012-07-09 |
Genre | : Business & Economics |
ISBN | : 0369316215 |
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A microfinance Industry insider offers a shocking account of corruption and betrayal of the poor by an industry supposedly dedicated to doing good. Hugh SInclair is one of the rare field workers who has seen microloans at ground level; he concludes that predatory lending and profit pressure are causing most microloans to do far more harm than good. This is the sad tale of a good idea gone horribly bad.
Confessions of a Microfinance Heretic Large Print 16pt
Author | : Hugh Sinclair |
Publsiher | : ReadHowYouWant |
Total Pages | : 514 |
Release | : 2012-07 |
Genre | : Business & Economics |
ISBN | : 1459642155 |
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Offering inspiring success stories, the microfinance industry depends on the faith of investors that small loans can transform the lives of the poor. But as Hugh Sinclair points out, very little solid evidence exists that microloans make a dent in long - term poverty. Evidence does exist for negligence, corruption, and methods that border on extortion. Part expose, part memoir, and part financial detective story, this is the account of a one - time true believer whose decade in the industry turned him into a heretic.Sinclair worked with several microfinance institutions and funds as he traveled from Mexico to Mongolia, with Nigeria, Holland, and Mozambique in between. He couldn't help but notice that even with a booming 70 billion dollar industry on their side, the poor didn't seem any better off in practice. Exorbitant interest rates led borrowers into never - ending debt spirals, and aggressive collection practices resulted in cases of forced prostitution, child labor, suicide, and nationwide revolts against the microfinance community.With characteristic intelligence and biting wit, Sinclair weaves a shocking tale of a system increasingly focused on maximizing profits. The situation worsened when large banks, attracted by the high repayment rates of overpriced loans, hijacked the sector and created a microfinance bubble. Sinclair details his discovery of several scandals, one of the most disturbing involving a large African microfinance institution of questionable legality that charged interest rates in excess of 100 percent per year, and whose investors and supporters included some of the most celebrated leaders of the microfinance sector. Sinclair's objections were first met with silence, then threats, attempted bribery, and a court case, and eventually led him to become a principle whistleblower in a sector that had lost its soul.Microfinance can work - Sinclair describes moving experiences with several ethical and effective organizations and analyzes what made them different. But without the fundamental reforms that Sinclair recommends here, microfinance will remain an ''investment opportunity'' that will leave the poor with hollow promises and empty pockets.
Confessions of a Microfinance Heretic
Author | : Hugh Sinclair |
Publsiher | : Berrett-Koehler Publishers |
Total Pages | : 290 |
Release | : 2012-07-09 |
Genre | : Business & Economics |
ISBN | : 9781609945183 |
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Microfinance insider Hugh Sinclair weaves a shocking tale of an industry focused on maximizing profits and plagued by predatory lending practices, scandals, cover-ups and corruption.
The Judges of England
Author | : Edward Foss |
Publsiher | : Unknown |
Total Pages | : 568 |
Release | : 1857 |
Genre | : Judges |
ISBN | : UOM:39015012316629 |
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Exploring Christian Heritage
Author | : C. Douglas Weaver,Rady Roldán-Figueroa |
Publsiher | : Unknown |
Total Pages | : 468 |
Release | : 2017 |
Genre | : Religion |
ISBN | : 1481306995 |
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Exploring Christian Heritage provides students and teachers with a rich and substantial introduction to the texts that have shaped the Christian faith. Including works by Augustine, Aquinas, Martin Luther, John Wesley, John Calvin, and Karl Barth, among others, this collection also highlights essential movements--from the second to the twenty-first centuries--often glossed over in primary source readers. From Pentecostalism and Baptists to feminism and religious liberty movements, Exploring Christian Heritage succinctly joins together the most influential voices of Christian history and theology with those that have been forgotten and sometimes ignored. Now in its second edition, voices ancient and modern have been added to deepen and widen the story of Christianity in varied forms. Exploring Christian Heritage, second edition also contains additional classroom resources, including new textual introductions and over ninety new quizzes.
The Microsoft SQL Server 2000 Performance Optimization and Tuning Handbook
Author | : Ken England |
Publsiher | : Digital Press |
Total Pages | : 410 |
Release | : 2001-03-27 |
Genre | : Computers |
ISBN | : 1555582419 |
Download The Microsoft SQL Server 2000 Performance Optimization and Tuning Handbook Book in PDF, Epub and Kindle
This new edition of the bestselling guide to a critical SQL server task teaches tools, techniques, and best practices readers can use to tune SQL Server 2000's configuration and operation, and learn how to enhance performance through good physical design, effective internal storage structures, and controlling SQL Server's new query optimizer.
Read This to Get Smarter
Author | : Blair Imani |
Publsiher | : Ten Speed Press |
Total Pages | : 193 |
Release | : 2021-10-26 |
Genre | : Social Science |
ISBN | : 9781984860545 |
Download Read This to Get Smarter Book in PDF, Epub and Kindle
An approachable guide to being an informed, compassionate, and socially conscious person today—from discussions of race, gender, and sexual orientation to disability, class, and beyond—from critically acclaimed historian, educator, and author Blair Imani. “Blair answers the questions that so many of us are asking.”—Layla F. Saad, author of Me and White Supremacy We live in a time where it has never been more important to be knowledgeable about a host of social issues, and to be confident and appropriate in how to talk about them. What’s the best way to ask someone what their pronouns are? How do you talk about racism with someone who doesn’t seem to get it? What is intersectionality, and why do you need to understand it? While it can seem intimidating or overwhelming to learn and talk about such issues, it’s never been easier thanks to educator and historian Blair Imani, creator of the viral sensation Smarter in Seconds videos. Accessible to learners of all levels—from those just getting started on the journey to those already versed in social justice—Read This to Get Smarter covers a range of topics, including race, gender, class, disability, relationships, family, power dynamics, oppression, and beyond. This essential guide is a radical but warm and non-judgmental call to arms, structured in such a way that you can read it cover to cover or start with any topic you want to learn more about. With Blair Imani as your teacher, you’ll “get smarter” in no time, and be equipped to intelligently and empathetically process, discuss, and educate others on the crucial issues we must tackle to achieve a liberated, equitable world.
The New Moody Atlas of the Bible
Author | : Barry J. Beitzel |
Publsiher | : Moody Publishers |
Total Pages | : 1273 |
Release | : 2009 |
Genre | : Religion |
ISBN | : 9780802404411 |
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This edition integrates the geography of Bible lands with the teachings of the Bible, providing useful commentary for more than 90 detailed maps of Palestine, the Mediterranean, the Near East, the Sinai, and Turkey.