Financial Infidelity

From an acclaimed couples therapist, the first book ever to address the financial power struggles in relationships Money, not sexual adultery, is the #1 problem in relationships. According to Dr. Bonnie, one of the nation's leading couples therapists, "nearly one-third of adults in committed relationships admit to lying to their partner about spending habits." Secret credit cards, binge shopping, revenge spending, and POPs (pissed off purchases) are just a few examples of how financial infidelity undermines trust and harms a relationship. With clarity and compassion, Dr. Bonnie—who has a near one hundred percent success rate in counseling couples—helps readers recognize their hidden financial indiscretions, reconnect with their partners, and recover the trust and intimacy in their relationships.

Marriage is under tremendous assault as never before. Will marriage survive? Can it survive? Infi delity is exploding, but why? In most cultures, infi delity has become a major part of entertainment. We all see it in popular television programs and movies. Infi delity to some is enjoyment and pleasure. Some men think if they are not slipping and cheating they are not being real men. Some individuals grew up in environments where cheating is a way of life. Some women think life is boring without the excitement of an outside affair. In spite of the reasons, God to His creation says No to infi delity. Become the good husband or wife you would like your spouse to be. Life has taught me that men and women get involved in an extramarital affair for many different reasons. Sometimes when you are unsatisfi ed with your relationship you start to think What is available out there? In a way it is an escape, people feel like they want to be out from the burden in their marriages. Grass is greener on the other side and so it seems. I have seen many starting to fl irter with others, innocently at fi rst. They start to THINK of what ifs situations such as what if Im married to this friend of mine? Many people forget that slowly they bring themselves into an extramarital affair and become trapped to another crisis. Let me remind you that trust is like a balloon. One pricks it, is gone! The fear of broken promises, cheating or betrayal can reduce the quality of your marriage. Marriage is a challenging an enterprise that requires hard work, determination and discipline. Creating a strong and satisfying marriage is possible, and it is defi nitely worth the effort! Recovery after infi delity is not an easy path, but if others could pull through, so can you!

Do you find it difficult to stick to a budget? Do you hide purchases from your partner? Do you often argue about money with your family? One of the most important relationships we have is with money, yet we are often unaware of what drives our habits and feelings related to it. Money can be a cause of anxiety, shame and conflict in our everyday lives. A complex web of emotional factors, past experiences and personality all determine the money choices you make and how you feel about them. But how can you overcome these emotional hurdles to make better financial choices? Financial Psychotherapist Vicky Reynal dives into different money behaviours such as overspending, underspending, money secrets and self-sabotage to uncover how our past experiences impact our relationship with money. Reynal reveals how an emotionally absent parent can result in comfort shopping, how bullying in school can lead to overspending, and how absorbing a parent's lack of boundaries can stop you from making rational financial decisions. Through a mix of case studies, client stories and expertise in psychotherapy, Money on Your Mind will help you unpack and understand what is driving your financial behaviours for an improved and healthier relationship with money.

Psychology of Financial Planning: The Practitioner’s Guide to Money and Behavior In PSYCHOLOGY OF FINANCIAL PLANNING: The Practitioner’s Guide to Money and Behavior, distinguished authors Drs. Brad Klontz, CFP®, Charles Chaffin, and Ted Klontz deliver a comprehensive overview of the psychological factors that impact the financial planning client. Designed for both professional and academic audiences, PSYCHOLOGY OF FINANCIAL PLANNING is written for those with 30 years in practice as well as those just beginning their journey. With a focus on how psychology can be applied to real-world financial planning scenarios, PSYCHOLOGY OF FINANCIAL PLANNING provides a much-needed toolbox for practicing financial planners who know that understanding their client’s psychology is critical to their ability to be effective. The PSYCHOLOGY OF FINANCIAL PLANNING is also a much-needed resource for academic institutions who now need to educate their students in the CFP Board’s newest category of learning objectives: psychology of financial planning. Topics include: Why we are bad with money Client and planner attitudes, values, & biases Financial flashpoints, money scripts, and financial behaviors Behavioral finance Sources of money conflict Principles of counseling Multicultural competence in financial planning General principles of effective communication Helping clients navigate crisis events Assessment in financial planning Ethical considerations in the psychology of financial planning Getting clients to take action Integrating financial psychology into the financial planning process PSYCHOLOGY OF FINANCIAL PLANNING goes beyond just theory to show how practitioners can use psychology to better serve their clients. The accompanying workbook provides exercises, scripts, and workshop activities for firms and practitioners who are dedicated to engaging and implementing the content in meaningful ways.

The purpose of this book is to help couples to build solid marriages devoid of financial conflicts and marital dissolutions due to money arguments in marriage; by understanding financial planning in marriage, God's design for marriage, commitment in marriage, and the need to put one's spouse above the love for money. This book will help rescue couples teetering on the edges of separation, and divorce because of money arguments in marriage. Scholarly research has found that thousands of couples are separated or divorced yearly because of money arguments in marriage. The enemy of the family knows that once couples are separated, those under their care, such as their children, will be vulnerable to all kinds of social vices such as drug use, dropping out of school, ending up in jail, prostitution, and having children as single parents. Children raised in broken homes do not perform well in a society like those born and raised in two-parent homes.

In today's world, it's easy to get caught up in the pursuit of happiness and instant gratification, especially when it comes to relationships. However, true love and commitment often require sacrifice and selflessness, which can be challenging in a culture that values individualism and personal freedom above all else. This book, Love and Sacrifice, explores the true cost of relationships and the importance of sacrificial love. Through personal stories, reflections, and insights from experts, readers will gain a deeper understanding of the sacrifices that love demands and the rewards that come from living a life of selfless love. Whether you're single, in a relationship, or married, this book offers valuable lessons and practical advice for anyone seeking to deepen their understanding of love, sacrifice, and commitment. So take a journey with us as we explore the true cost of relationships and discover the beauty and power of sacrificial love. #LoveAndSacrificeBook #TrueCostOfRelationships #SacrificialLove #CommitmentMatters #RelationshipGoals #LoveWins #SelflessnessIsKey #PersonalGrowthThroughLove #ValuingOthers #TogetherWeCan Relationships Love Sacrifice Commitment Selflessness Personal Growth Empathy Understanding Communication Trust Partnership Community Healthy Relationships Relationship Goals Intimacy Emotional Intelligence Spiritual Growth Values Mutual Respect Compassion. Regenerate response

David Koch, online entrepreneur, finance journalist and trusted Australian media personality knows a thing or two about the family finances. Father of four kids, sole breadwinner, ad a man not afraid to admit to his own odd money mistake, David has also spent hour after hour in the Sunrise studio tuning in to the way the average Australian thinks about money. He knows the extent to which we all: * spend too much on silly stuff * avoid keeping track of our expenses * get overwhelmed by the cost of raising a family * settle for less in terms of salary * do without the things that would bring a bit of pleasure to our lives * pay the banks too much in fees and interest. David is here to help. In 11 easy steps he shows us everything we need to do to: * pay less on the mortgage * put up to $14,000 extra back in the average family budget * get those finances sorted in 15 minutes a month * develop a side hustle or get a salary increase (or why not both?) * learn a little about investing for the future * tackle debt once and for all. Friendly, clear and easy to use, this is the guide you need to reset your money habits so you can learn more, worry less, breathe easier and enjoy of the fruits of your labour. This book is just the first step towards getting on top of your finances. Kochie's weekly '11 Steps' email newsletter is going to keep you on track well beyond the last page with timely tips, news and opportunities for you to keep growing your wealth. Just head to www.ymyl.com.au/11steps to get on the list.

These phone conversations with a victim of financial infidelity relates how she was led down the path of deceit and betrayal by her loving, second husband. When she almost lost all of her retirement funds, she confided in me. Hopefully, this true account which spans five years will be a wakeup call for retired women to avoid financial and emotional devastation of financial fraud caused by a loved one.