Get What S Yours For Health Care

Helps those nearing retirement make the best decisions about their Social Security benefits by detailing techniques and options like “file and suspend” and “start stop start” to maximize their benefit income for a variety of different life situations.

A health care executive at Harvard explains how to become a savvy consumer and get the value we all deserve for our health care spending. This book navigates and demystifies the confusing world of health care shopping. Readers go on a guided tour inside American health care to learn why it is so messy, and who is invested in keeping it that way. The text offers a new vision of how health care could work if it were truly designed to meet consumer needs, creating a call to action on how to demand and help create such a system. A wake-up call to an industry tenuously holding on to the status quo and ripe for true disruption, this book outlines what consumers can do themselves and demand from doctors, hospitals, health plans, and policy makers to get more for their health care spending and, in so doing, reshape the health care system into one we all deserve. Using real and compelling consumer stories intertwined with expert analysis, this book illustrates why it is so difficult to act as an engaged health care consumer in the United States and pulls back the curtain to expose the forces that hold the system in place.

Surviving Your Doctors, with its in-depth explanations, guidance, and direction will be the basic training manual patients need to work their way through the health care maze. It serves as a map of the medical minefield, told from the perspective of a doctor yet designed to reveal the faults in the system and the things that can and do go wrong during the course of both routine and special procedures and office visits. Filled with real stories of medical mishaps, anecdotes, and checklists, this book will walk readers through major areas of the medical world - from the doctor's office to the pharmacy, from the laboratory to the ER - giving them a clearer picture of how things really work, what health care workers really think, and how to take back control of their health and the care they receive.

A detailed account of how to navigate Canada's health care system—especially in relation to medication safety—this is a firsthand description of the inner workings of the nation's doctor's offices, pharmacies, hospitals, and more. This definitive resource outlines the current situation; identifies key safety and efficacy issues; proposes a means for helping patients each step of the way; and offers information on programs, tools, and techniques available to them.

A coauthor of the New York Times bestselling guide to Social Security Get What’s Yours authors an essential companion to explain Medicare, the nation’s other major benefit for older Americans. Learn how to maximize your health coverage and save money. Social Security provides the bulk of most retirees’ income and Medicare guarantees them affordable health insurance. But few people know what Medicare covers and what it doesn’t, what it costs, and when to sign up. Nor do they understand which parts of Medicare are provided by the government and how these work with private insurance plans—Medicare Advantage, drug insurance, and Medicare supplement insurance. Do you understand Medicare’s parts A, B, C, D? Which Part D drug plan is right and how do you decide? Which is better, Medigap or Medicare Advantage? What do you do if Medicare denies payment for a procedure that your doctor says you need? How do you navigate the appeals process for denied claims? If you’re still working or have a retiree health plan, how do those benefits work with Medicare? Do you know about the annual enrollment period for Medicare, or about lifetime penalties for late enrollment, or any number of other key Medicare rules? Health costs are the biggest unknown expense for older Americans, who are turning sixty-five at the rate of 10,000 a day. Understanding and navigating Medicare is the best way to save health care dollars and use them wisely. In Get What’s Yours for Medicare, retirement expert Philip Moeller explains how to understand all these important choices and make the right decisions for your health and wealth now—and for the future.

One of the world's leading healthcare economists offers a hard-nosed analysisof the frightening reality of soaring healthcare costs--and shows how it willfeel to be at the mercy of a system that can't afford to cure anyone.

The problems of medical care confront us daily: a bureaucracy that makes a trip to the doctor worse than a trip to the dentist, doctors who can't practice medicine the way they choose, more than 40 million people without health insurance. "Medical care is in crisis," we are repeatedly told, and so it is. Barely one in five Americans thinks the medical system works well. Enter David M. Cutler, a Harvard economist who served on President Clinton's health care task force and later advised presidential candidate Bill Bradley. One of the nation's leading experts on the subject, Cutler argues in Your Money or Your Life that health care has in fact improved exponentially over the last fifty years, and that the successes of our system suggest ways in which we might improve care, make the system easier to deal with, and extend coverage to all Americans. Cutler applies an economic analysis to show that our spending on medicine is well worth it--and that we could do even better by spending more. Further, millions of people with easily manageable diseases, from hypertension to depression to diabetes, receive either too much or too little care because of inefficiencies in the way we reimburse care, resulting in poor health and in some cases premature death. The key to improving the system, Cutler argues, is to change the way we organize health care. Everyone must be insured for the medical system to perform well, and payments should be based on the quality of services provided not just on the amount of cutting and poking performed. Lively and compelling, Your Money or Your Life offers a realistic yet rigorous economic approach to reforming health care--one that promises to break through the stalemate of failed reform.

HOW YOU CAN SURVIVE "HEALTHCARE," THE LARGEST AND MOST CORRUPT INDUSTRY IN AMERICA. ?? Learn what works. ? See through the lies. ? Handle hospitals. ? Find trustworthy doctors. ? Master your drugs and quit them with confidence. ? Consider holistic medicine.Healthcare is the top cause of all our overdue debts and personal bankruptcy. Our medical spending per person is double that of other countries', but fully half the treatments are ineffective or harmful. Immense, predatory industries such as angioplasty and coronary artery bypass surgery victimize us. These procedures cause complications and deaths, but few patients survive even a day longer. Most back and endoscopic knee surgeries are equally worthless. Seventy percent of us are on prescriptions, and 20 percent take over five. One in six uses psychiatric medicine, which commonly causes irreversible brain damage and premature death. Millions are now addicted to prescription opioids. Fifty-thousand people die each year from overdoses. The FDA allows big Pharma to falsify the studies required to patent drugs. These corporations hire armies of ghostwriters to stuff websites and medical journal articles with marketing lies. Finding the truth is now nearly impossible. But all this gets overlooked as the companies pay billions of dollars in criminal settlements nearly every year. Money short-circuits everyone's integrity, but there is an alternative. Patients and doctors can still prevail. Learn the system, and you can too.