Guide To Home Ownership

Many young people aspire to own their own home but face a myriad of challenges such as high property prices, the need to raise a large deposit, and difficulties of getting a mortgage. The process of buying a property is also stressful, fraught with complexity and uncertainty, and a mistake can prove very costly. This book therefore provides a much-needed step-by-step guide to help those seeking to buy a property for the first time. Packed with helpful and practical tips, this book gives a complete overview of the house-buying process, including finance, legal and property aspects. The authors discuss a wide range of topics, including: creating the right mindset the pros and cons of home ownership how to choose a suitable property how to save for a deposit how to negotiate for a better price how to get a mortgage the steps in the house-buying process how to ensure that mortgage payments can always be met The book is written by experienced property buyers who have bought multiple properties, who have worked as a mortgage adviser and financial planner and who understand personal finance. It will be essential reading for undergraduate students in the field of accounting and finance and will also appeal to the general public, particularly those seeking to buy a property for the first time. After reading the book, readers will be able to map out a plan to buy their first property with greater confidence and make a better and more informed decision that will bring financial rewards.

In real estate, it's a buyer's market—and here is the buyer's bible . . . Buying a home is the single most important financial move in most people's lives. This book covers a variety of topics including inspecting, evaluating, negotiating, financing, contracts, and legal issues. It also breaks down the roles of the key players and what these professionals, agents, brokers, and inspectors are responsible for—and when to go it alone. The thorough advice, covering everything from buying houses at auctions to what neighborhood to live in, will provide reassurance for every soon–to–be homeowner. • A necessary tool for those who plan to buy homes and even current homeowners in order to keep up with an ever changing market • Will be published in time for spring, when most people start looking into buying new homes • Covers a broad range of buying options and homeowner's needs

The updated and highly illustrated guide to understanding how just about everything in your house works! The revised and updated third edition of How Your House Works is a hands-on guide that gives you the low-down on why your faucet is leaking, your dishwasher is overflowing, or your furnace is on the fritz. This comprehensive book is your reference to virtually everything in your house with richly illustrated explanations of electrical systems, heating and air conditioning, plumbing, major household appliances, foundation, framing, doors, and windows. This must-have book answers most questions homeowners face when repairs are needed or when a new house or addition is in your future. How Your House Works is filled with easy-to-understand illustrations that show how things should be put together and how they function. The book also highlights issues outside the house as well as clock thermostats, ventless gas heaters, moisture and mold, and passive solar heating. Using the illustrations and the author’s clear explanations might save you the expense of calling a professional. This invaluable guide: Offers a colorful resource to home electrical systems, HVAC, plumbing, major household appliances, foundation, framing, doors and windows, sustainability, and much more Includes easy-to-follow information for troubleshooting problems Contains dozens of new full-color illustrations Presents new chapters on solar power and smart home technologies Helps homeowners save money on many common household repairs Written for homeowners with little or no knowledge of home maintenance or repair, How Your House Works is your illustrated and updated guide to understanding how appliances, electrical, plumbing, heating, air conditioning, and more work!

Statistics show that Canadian women now outnumber men in buying a house or condo. Women see the value in owning property. They are no longer waiting for, or expecting, a "Mr. Right" to come along before taking one of the key financial steps of their lives. Such is the case with the author of Home Girls: The Single Woman's Guide to Buying Real Estate in Canada Brenda Bouw's own experiences in buying and selling real estate, and those of other single women she interviewed for the book--as well as insights from real estate professionals--are built into this informative and entertaining guide. If you are looking at buying a first property, you'll find out about the pitfalls you need to avoid and the necessary steps you must take to make that purchase a success story. If you already own real estate, you might be interested in renovating your house, buying an investment property or even becoming a landlord. Here are some of the key concepts: * How to tell if you're ready to own your own home * What to look for in a house * The role of a real estate agent * The offer, the deal, the closing and the aftermath * The dozens of little expenses that you might not be aware of before it's time to pay for them * What renovations to tackle yourself, and when it's time to call a pro * How to become a landlord--and if you really want to be one It is a truism that women tend to be more focused, organized and informed when it comes to making major purchases. Home Girl is the perfect book to give you an edge when it comes to understanding the process and negotiating your best deal. From thinking about buying a property, to getting the keys from your lawyer and popping the cork, Home Girl is the perfect companion to have along for the ride.

Now updated — America's #1 bestselling home-buying book! Want to buy a house, but concerned about the market? Have no fear — this trusted guide arms you with Eric Tyson and Ray Brown's time-tested advice and updated strategies for buying a home in current market conditions. You'll discover how to find the right property, make smart financial decisions, and understand the latest lending requirements and tax implications. New to this edition — new and expanded coverage to help homebuyers take advantage of low home prices, understand the subprime mortgage crisis, obtain a mortgage, and improve credit scores To buy or not to buy? — weigh the advantages of owning versus renting, get your finances in order, and know how much house you can safely afford Handle financing — understand your credit rating, navigate the different types of mortgages, and complete all paperwork Play the real estate game — find the right location and property, assemble an all-star real estate team, and make the most of the Internet's real estate resources Let's make a deal — negotiate with finesse, make successful offers, inspect and protect your new home, and cover all your bases in escrow "Invaluable information, especially for the first-time home buyer." —Fort Worth Star-Telegram "A reference you'll turn to time after time." —St. Petersburg Times Open the book and find: Reasons why home prices rise and fall Hands-on instruction for buying a home in up or down markets How to pay the price you want The best mortgage options A sample home-buying contract Pros and cons of comparable market analysis Tips for overcoming mortgage and appraisal problems How to cope with buyer's remorse The best real estate Web sites

REALTOR® Christine Denty took a look around one day and noticed that although nearly twenty-percent of homebuyers are single women, the whole industry seems geared towards men. So she thought it was high time for a comprehensive, female-centric handbook for real estate...a girlfriend’s guide! From the inside scoop on buying and selling homes, to a comprehensive breakdown on how to perform maintenance and upkeep, to tax tips, to how to split up property in the event of separation or divorce, The Girlfriend’s Fabulous Guide to Real Estate demystifies the buying, selling, and owning of real estate with simplicity, know-how, and a dollop of empathy topped with a double-scoop of hilarity. Readers will get a first look at some of the terrifying legal documents that rookie buyers and sellers face and find them explained in simple, comprehensible terms. Jam-packed with important information and supported with great visuals like photos, charts, and graphs, The Girlfriend’s Fabulous Guide to Real Estate is the one essential primer for women navigating the choppy waters of home ownership. This is the second edition of the book (2021).

Negotiate a great price Find your best mortgage Discover applications and checklists online Get the Best Deal on Your New Home! When it comes to buying a home, it's hard to know where to begin. You want to buy at a fair price at the right time—not always easy in a fast-changing market. The updated Home Buying Kit has all you need: strategies to secure the optimal deal, the ins and outs of home financing, how to evaluate rent vs. buy, and the latest on regulations around mortgage interest and property tax. Whether a first-time buyer or veteran homeowner, this book will help you make the smart decisions that move you into your dream home in no time! Inside... Get your finances in order Improve your credit score Choose the right mortgage Build your real estate team Maximize your financial health Inspect and protect your home Understand and minimize closing costs