If You Can

William J. Bernstein promises to lay out an investment strategy that any seven year old could understand and will take just 15 minutes of work per year. He also promises it will beat 90% of finance professionals in the long run, but still make you a millionaire over time. Bernstein is addressing young Americans just embarking on their working careers. Bernstein advocates saving 15% of one's salary starting no later than age 25 into tax-sheltered savings plans (IRA or 401(k) in the U.S., RRSPs or Registered Pension Plans in Canada), and divvying up the money into just three mutual funds: a U.S. total stock market index fund, an international stock market index fund and a U.S. total bond market index fund. For millennials, saving 15% of salary is the financial equivalent of dying, which is why Bernstein titles his document 'IF you can.'

When we talk, we tell stories and present ideas—rarely with much anxiety. But think about writing something and panic sets in. Overcome this crippling response by learning how to “talk” on paper. Joel Saltzman tells it like it is—with compassion, humor, and the “uncommon wisdom” of famous writers, artists, and musicians. Based on his popular workshop for the UCLA Writers’ Program, this is a program with proven results. You’ll discover how to: >Conquer the killer P’s—Perfectionism, Paralysis, and Procrastination. >Silence your inner critic. (“Shut up, already. I’m trying to write!”) >Stop worrying about the “rules” of grammar. >Get inspired when you don’t feel inspired. >Write with conviction, not apology! This best selling book gives you the daring and freedom to “talk” on paper without worrying whether it’s good or bad or what it’s going to “be”—the kind of writing that’s creative, energetic and, most of all, truly your own.

Are you at risk of being scammed? Former con artist and bestselling author of Catch Me If You Can Frank Abagnale shows you how to stop scammers in their tracks. Maybe you're wondering how to make the scam phone calls stop. Perhaps someone has stolen your credit card number. Or you've been a victim of identity theft. Even if you haven't yet been the target of a crime, con artists are always out there, waiting for the right moment to steal your information, your money, and your life. As one of the world's most respected authorities on the subjects of fraud, forgery, and cyber security, Frank Abagnale knows how scammers work. In Scam Me If You Can, he reveals the latest tricks that today's scammers, hackers, and con artists use to steal your money and personal information--often online and over the phone. Using plain language and vivid examples, Abagnale reveals hundreds of tips, including: The best way to protect your phone from being hacked The only time you should ever use a debit card The one type of photo you should never post on social media The only conditions under which you should use WiFi networks at the airport The safest way to use an ATM With his simple but counterintuitive rules, Abagnale also makes use of his insider intel to paint a picture of cybercrimes that haven't become widespread yet.

The advice and exercises in If You Can Doodle, You Can Paint helps you dig into your creative life to find a style that is authentically yours.​ If You Can Doodle, You Can Paint was named one of Library Journal’s Best Crafts & DIY Books of 2017! If You Can Doodle, Your Can Paint looks at the small, impromtu doodles we make on a daily basis as resources; treasures from which we can create full-sized paintings. Even if you don't consider yourself a doodler, the exercises and techniques in this book will give you a fun way to tap into your personal style. The invitation starts with a pencil as you work through doodle assignments. Eventually, you will learn how to size up and combine these doodles into larger compositions. Then, you will begin mixing it up with watercolor paints and, finally, with acrylic paints. In If You Can Doodle, You Can Paint we will: Dig for treasure/doodle Observe, arrange, and study Make folded books for doodle-ready surfaces Copy your images with hand/eye coordination Scan and enlarge your doodles Add color combinations with colored pencil and acrylic paint Create compositional grid paintings, and Create a large complete painting! So what are you waiting for? Grab some pens and paints and get creative!

IF I COULD KEEP YOU LITTLE exemplifies Marianne's real insights into the human spirit and her beautiful illustrations that will touch children and adults and that are sure to be cherished for generations to come. Taking the reader on a journey of memory and expectation, IF I COULD KEEP YOU LITTLE showcases the fleeting little moments that reveal how a child changes and grows. If I could keep you little, I'd decide on matching clothes. But then I'd miss you choosing dots on top and stripes below If I could keep you little I'd cut your bread in shapes. But then I'd miss you finding "Hey! I like ketchup with my grapes!"

A poor art student living in New York stumbles on a bag of diamonds . . . but they come at a price in this unforgettable novel from "America's #1 storyteller" (Forbes). Matthew Bannon, a poor art student living in New York City, finds a duffel bag filled with diamonds during a chaotic attack at Grand Central Station. Plans for a worry-free life with his stunning girlfriend Katherine fill his thoughts - until he realizes that he is being hunted, and that whoever is after him won't stop until they have reclaimed the diamonds and exacted their revenge. Trailing him is the Ghost, the world's greatest assassin, who has just pulled off his most high-profile hit: killing Walter Zelvas, a top member of the international Diamond Syndicate. There's only one small problem: the diamonds he was supposed to retrieve from Zelvas are missing. Now, the Ghost is on Bannon's trail but so is a rival assassin who would like nothing more than to make the Ghost disappear forever. From the world's #1 writer comes a high-speed thrill ride of adrenaline-fueled suspense you'll never forget.

Anyone can achieve their dreams, no matter what their present circumstances. You are in control of your life and you can decide right now to make the most of it. It's never too late to really live. It's up to you to give life your all and build a life worth living. That's what this book is all about. It aims to show you how to make the most of your life by living it to the full and achieving your dreams. This book is a challenge to be all that you can be. Not only does it make you really think about your life and the changes you may need to make, but it also shows you how to go about making these changes and creating the life of your dreams. By mastering the simple, yet detailed 6-part work theory covered in this book, you can make your journey through life an adventurous one, full of achievement and happiness. We all need a little boost and reminder every now and then that life is short and should be made sweet not sour. This book is that reminder and aims to make your life a little sweeter. The remarkably moving stories and powerful insights within these pages will certainly help to make your journey through life a little less difficult and a lot more meaningful.It is sure to be exciting and inspiring reading as well as an excellent practical hand-guide to achieving success and happiness in your life.

IF IT’S TUESDAY, THIS MUST BE SCOTLAND All Tag Morgan wants to do is help settle his father’s estate so he can get back to properly cataloguing his Mayan ruins. So he’s caught quite off guard to discover that: A) His father had holdings in Scotland B) The property now belongs to Tag Leafing through his father’s correspondence with the property’s overseer, one Maura Ramsey, yields even more surprises. His father’s letters reveal a warmer, kinder man—nothing like the harsh, cold disciplinarian Tag remembers. Surely it has to do with Maura, whose writing is filled with a dry wit and an infectious charm that keeps Tag reading all night. By the time the sun rises, Tag knows he’s going to Scotland to find this woman who has so thoroughly captivated him . . . Praise for Donna Kauffman “Readers will appreciate the wonderful sense of place, the well-rounded secondary characters and the deep emotion.” —Bookpage, TOP PICK “We all know where there's Donna Kauffman, there's a rollicking, sexy read chock-full of charm and sparkle.” —USAToday.com “Charming characters, emotion galore, a small town—you’re going to love Donna Kauffman!” —Lori Foster