Insider Secrets To Paying Off Student Loans Fast

How to pay off student loans Many people dream about going to college throughout high school as college is supposed to be the time in your life when you discover what you are truly passionate about and take your first steps into the adult world and hopefully by the end of your college experience. You will have found the path in life that you will follow for the rest of your life. Unfortunately these days graduating college doesn't just simply mean possessing a degree and the knowledge that you need to build a solid foundation for the rest of your life. It also means that you probably have students (unless of course you were lucky enough to get a full academic scholarship or you have a trust fund). Most lending institutions will grant you a six month grace period starting after your date of graduation so that you have an opportunity to find a job so that you can begin to pay back your student loans. However, after that the lending institutions generally want repayments to begin, and paying back student loans might be difficult proposition for some, especially if you still have not found a decent job within the six month grace period. After the six-month grace period is up in the loan payment is due lending institutions can begin garnishing your wages or seizing assets to repay the debt from your loans so if you want to avoid having to scramble around six months after college graduation to figure out how you are going to begin to pay off your student loans, then this is definitely the course for you. This course will teach you not only how to set up a solid strategy for repayment of your student loans, but you will also learn about the various types of student loans and scholarships or grants that might be available to help finance her college education which will help lessen the cost and number of student loans that you will require for your educational needs. By the end of this course you will understand how student loans work and have a solid plan for repayment after graduation so that you do not end up defaulting on your loans and going even further into debt. You will learn: 1) you will learn about the various types of student loans available such as Stafford and Pell grants. 2) You will learn about the various types of lending institutions that offer educational finance programs such as private institutions, government assistance, and nonprofit organizational student loans. 3) You will learn how to set up a budget and plan for your educational expenses over the course of your 4 to 5 year university career. 4) You will learn about various government grants and scholarships that are available to satisfy your financial needs that do not need repayment. 5) You will learn about various work-study or vocational programs offered by many universities to help students lessen their financial burdens. 6) You will learn about the various options for repaying your student loan debt such as a payment plan as well as loan forgiveness opportunities which may be offered by various employers and companies. 7) You will learn about easy and effective ways to make a little extra money online so that you can help lessen the financial burden of your loans. 8) You will learn the procedures concerning defaulting on student loans and/or declaring financial hardship. Who this class is for: this class is for parents or guardians of college students as well as the students themselves who are considering starting university or students that have just graduated and are looking to understand the best way to go about paying off their student loans so as to avoid starting the new chapter of their lives with a significant amount of debt hanging over their heads. This course will help students and parents or guardians to understand what to expect when applying for student loan as well as the types of student loans that will be the most cost-effective way to pay for an education.

Relief Is In Your Hands Student loan debt has become a burden of unprecedented proportions. Millions of Americans are losing sleep, highly stressed out over their investment they thought would better their lives and set them up financially making this debt easy to repay. But so many borrowers feel they have been duped because they have a bill every month the size of buying a fancy car with little to show for it. If you are one of the millions who silently suffers and feels pain at the mere mention of student loans this book is designed for you. Student Loan Debt Secrets will show you how: -All the unknown forces that created a student loan trap that is currently crippling our economy. -To navigate an intensely complicated system designed to keep you an indentured servant. -To get your student loan monthly payment as low as possible and get a ton of money in forgiveness. -To make a student loan financial plan that is bulletproof to scam artists, servicing companies, and political interests. -How to beat the student loan game and grow the wealth being siphoned from your pockets. This Book Is The Key To Your Freedom!

The Roadmap to Investing in Yourself: The Real Costs of a College Education, 2nd Edition discusses many of the economic misconceptions about earning a college degree. While it is widely believed that attending college in itself guarantees wealth, thinking of a college degree as a commodity has kept students, parents, and higher education professionals from understanding the full range of short-term and long-term costs. This book illustrates how the promotion of education merely as a commodity comes at a high price for both the individual and society. Authors Tara Jabbaar-Gyambrah and Seneca Vaught argue that the idea of ‘investment’ must shift from a short-sighted view, focusing only on economic concerns, to a broader and more holistic understanding of what college costs and what students can expect in return.

A road map for how to navigate the confusing, secretive world of consumer credit, and how to upgrade and correct your score.

Today, 70% of college graduates exit school with student debt - these students carry over $1.4 trillion dollars in loans. The average 2017 graduate will leave school with over $37,000 in debt and an average payment of over $350 a month. BYE Student Loan Debt was created by author Daniel J. Mendelson to tackle this very epidemic. He and his wife once had nearly $150,000 in debt as a result of 14 combined years of secondary education. By following the principles outlined in this book, they eliminated it all within 5 years and gained financial freedom! Use the 5 simple step process outlined with interactive online calculator tools to customize a repayment solution and empower you to eliminate your student loan debt. Say BYE to student loan debt, and hello to financial freedom! For those that are already in student loan debt, this book will show you the fundamentals of how to understand, manage and eventually eradicate your debt. For those yet to take out loans, the book will highlight the principles required to minimize your debt burden and prevent a lifetime of student loan payments. Within these chapters, you will learn to: 1) Organize your loan situation and set realistic goals 2) Create a budget and make a plan 3) Bargain hunt for favorable loan consolidation terms 4) Execute a loan plan by prioritizing the most costly loans first 5) Employ programs to alter, delay, or have loans completely forgiven 6) Save and invest for your future 7) Prevent student loan debt from the beginning of your education 8) Customize a loan repayment plan with interactive online calculators

Increase your spending power, enhance your standard of living, and achieve financial independence with this “must-read” guide to money management (Jane Bryant Quinn). Laurence Kotlikoff, one of our nation’s premier personal finance experts and coauthor of the New York Times bestseller Get What’s Yours: The Secrets to Maxing Out Your Social Security, harnesses the power of economics and advanced computation to deliver a host of spellbinding but simple money magic tricks that will transform your financial future.Each trick shares a basic ingredient for financial savvy based on economic common sense, not Wall Street snake oil. Money Magic offers a clear path to a richer, happier, and safer financial life. Whether you’re making education, career, marriage, lifestyle, housing, investment, retirement, or Social Security decisions, Kotlikoff provides a clear framework for readers of all ages and income levels to learn tricks like: How to choose a career to maximize your lifetime earnings (hint: you may want to consider picking up a plunger instead of a stethoscope). How to buy a superior education on the cheap and graduate debt-free. Why it’s smarter to cash out your IRA to pay off your mortgage. Why delaying retirement for two years can reap dividends and how to lower your average lifetime tax bracket. Money Magic’s most powerful act is transforming your financial thinking, explaining not just what to do, but why to do it. Get ready to discover the economics approach to financial planning—the fruit of a century’s worth of research by thousands of cloistered economic wizards whose now-accessible collective findings turn conventional financial advice on its head. Kotlikoff uses his soft heart, hard nose, dry wit, and flashing wand to cast a powerful spell, leaving you eager to accomplish what you formerly dreaded: financial planning.

Doing well with money isn’t necessarily about what you know. It’s about how you behave. And behavior is hard to teach, even to really smart people. Money—investing, personal finance, and business decisions—is typically taught as a math-based field, where data and formulas tell us exactly what to do. But in the real world people don’t make financial decisions on a spreadsheet. They make them at the dinner table, or in a meeting room, where personal history, your own unique view of the world, ego, pride, marketing, and odd incentives are scrambled together. In The Psychology of Money, award-winning author Morgan Housel shares 19 short stories exploring the strange ways people think about money and teaches you how to make better sense of one of life’s most important topics.

According to the most recent report done by The College Board Annual Survey of Colleges, the average rate of tuition at four-year public universities is $19,548, and even more shocking, the average four-year tuition rate for private colleges is $43,921. Tuition costs, of course, are just the beginning. However, there is good news: There is more financial aid available than ever before, and despite all of these college cost increases, a college education remains an affordable choice for most families. Armed with the information detailed in this comprehensive and updated edition of How to Go to College on a Shoe String, you will be privy to the more than 2,200 programs that offer scholarships, internships, or loans to more than 1.7 million students each year. In addition to scholarships and grants, you will learn hundreds of innovative ways to slash your college cost, such as calculating and reducing your college budget, buying your text books and supplies cheaply, earning college credit on an accelerated basis, combining higher education and course-related employment, performing national and community service, and making use of tuition prepayment plans, federal funds, state aid, and private sector aid. If you want to learn hundreds of innovative ways to save thousands on your college costs, then this book is for you.