Money Savvy Kids

In Money Savvy Kids, trusted personal financial expert Gordon Pape teams up with Deborah Kerbel to provide parents with everything they need to know to raise money-savvy kids. This practical book includes advice and tips on • how to be a great role model when it comes to money • when to introduce money concepts (and it’s never too late to start!) • how to make it fun, including activities, games, websites, and money apps • when to start an allowance and how much to give • money basics, including budgeting, learning to save, smart spending, and giving to charity • banking essentials, concepts for junior investors, and advice for raising budding entrepreneurs • how to teach kids to be money smart in an age of debt and overspending Whether your kids are toddlers or teens, it’s never too early or too late to start talking about money and how to save, spend, and manage it wisely. Pape and Kerbel make it easy to raise money-savvy kids!

Milton is learning to be smart with his money. Milton learns how to identify the coins in his piggy bank and their value. He knows that you have to work to earn money, and quickly learns that sometimes you have to wait to get what you really want. Should he buy a yummy dog bone with the money he has now or wait and save more to buy some scrumptious bacon? What will he choose?

Whether or not parents are skilled at their own financial management, the book offers a road map of how to teach children, pre-teens, teens and emerging adults the skills they need to be money-smart. With chapters for each age group outlining concepts, skills and activities, the book will not only improve children’s financial literacy – it may even help parents improve their own skills. ​ Even if parents have good money habits and understand the importance of making sound financial decisions, knowing how to instill those skills in children of different ages is another matter altogether.

In Smart Money Smart Kids, Financial expert and best-selling author Dave Ramsey and his daughter Rachel Cruze equip parents to teach their children how to win with money. Starting with the basics like working, spending, saving, and giving, and moving into more challenging issues like avoiding debt for life, paying cash for college, and battling discontentment, Dave and Rachel present a no-nonsense, common-sense approach for changing your family tree.

As a parent, you want the best for your kids. You work hard to provide them with every advantage. You want them to be safe, smart and healthy. Yet when it comes to money, it’s a whole different story. If you’re like most people, you’d rather run a mile through a desert with a camel on your back than talk about money with your children. Are you going to follow in your parents’ footsteps, keeping financial matters a deep, dark secret? Or do you want your children to have a healthy, balanced attitude toward money? Then it’s time to pull your head out of the sand and roll up your sleeves. Gail Vaz-Oxlade, Canada’s #1 personal finance expert, believes that teaching kids about money is a parent’s job. She knows that building confidence and money skills starts with an age-appropriate allowance to help your kids accomplish important tasks: Making saving a habit Learning the difference between needs and wants Using the “magic jars” to balance competing goals Creating lifelong money management skills What better gift could you give your children than the confidence to control their money, rather than letting their money control them? Let Gail help you raise “Money-Smart Kids.”

Parents work and wish for their kids to grow into financially healthy young adults. They want them to have the savvy and sense of independence necessary to wisely handle the money they may earn, invest, and inherit. This book helps parents provide their children with the strong financial foundation they need. Topics include: Specific techniques for helping kids differentiate between needs and wants Ways to maximize the positive effects of allowance, chores, and money management Steps to help parents guide their children to make responsible choices, handle debt, and live within their means Techniques that will help parents teach their kids to be practical and responsible with money and to prepare for unforeseen financial crises

This combination parenting and personal finance book helps parents teach their children key money skills--such as saving, spending, budgeting, investing, building credit, and donating--that they'll need to become financially secure adults. In this updated edition of Raising Financially Fit Kids, Joline Godfrey shares knowledge gleaned from two decades of preparing children and families for financial independence and stewardship, philanthropic effectiveness, and meaningful economic lives. At the heart of the book are three big ideas: • Financial education is not just about the money; it’s about building great families and raising self-confident kids who have the tools to realize their dreams. • Financial sustainability means living within one’s means and acquiring skills to create and manage human and financial capital. • Giving wisely is a global citizen’s responsibility. Designed for parents, grandparents, mentors, advisors, and educators, Raising Financially Fit Kids uses ten core money skills applied across five developmental life stages: children, tweens, middle schoolers, high schoolers, and twenty-somethings. Each stage includes age-appropriate activities that make financial fitness fun, from mall scavenger hunts to financial film festivals. In this global economic landscape, we all need financial fluency. Whether your child is five, fifteen, or twenty-five years old, it’s never too late to teach financial literacy. Raising Financially Fit Kids prepares your children for the complexities of living in a global economy and helps your family up your game from good to great.

Your children can learn to give generously, save wisely, and spend carefully–and you can teach them.Young children are captivated by Saturday morning television commercials pushing the next must-have toy. Older kids think they’re losers if they don’t keep up with the latest fashion trend. Young adults find themselves facing financial temptations–like the lure of credit cards–that seem too good to resist. Behind all these sales pitches lies the dangerous promise: “You can have it all–just buy now and pay later.” Now, Money-Savvy Kids provides a workable strategy you can use–no matter what your financial history–to prepare your children for financial success today that will carry over into financial security for a lifetime.