Past Due

How Main Street was hit by—and might recover from—the financial crisis, by The New York Times's national economics correspondent When the financial crisis struck in 2008, Main Street felt the blow just as hard as Wall Street. The New York Times national economics correspondent Peter S. Goodman takes us behind the headlines and exposes how the flow of capital from Asia and Silicon Valley to the suburbs of the housing bubble perverted America's economy. He follows a real estate entrepreneur who sees endless opportunity in the underdeveloped lots of Florida—until the mortgages for them collapse. And he watches as an Oakland, California-based deliveryman, unable to land a job in the biotech industry, slides into unemployment and a homeless shelter. As Goodman shows, for two decades Americans binged on imports and easy credit, a spending spree abetted by ever-increasing home values—and then the bill came due. Yet even in a new environment of thrift and pullback, Goodman argues that economic adaptation is possible, through new industries and new safety nets. His tour of new businesses in Michigan, Iowa, South Carolina, and elsewhere and his clear-eyed analysis point the way to the economic promises and risks America now faces.

If you're looking for a heavy duty book with tons of details, this book is not for you. However, if you want a quick read with the techniques that 54 real live sales people use to collect past due accounts this 70 page booklet will be helpful. This quick read makes an excellent tool to hand out to your sales team who typically don't like to be overloaded with too much information. While having a small accounts-receivable balance indicates good financial management, (around 1.5% to 2.5% of your gross income), collecting past-due balances is a difficult aspect of the sales process. Studies show that 75% of receivables that are 3 months delinquent are paid. However, this number drops to 56% after 6 months. Therefore your delay in collecting past-due accounts will reduce your chance of receiving payment.

It means something to be a client. It means he gets my loyalty, whether he deserves it or not. It means he gets my absolute best for the price of an hourly fee. It means in a world where every person has turned against him there is one person who will fight by his side for as long as there is a battle to be fought. —Victor Carl Author of the acclaimed novels Fatal Flaw, Bitter Truth, and Hostile Witness, bestselling writer William Lashner crafts dark, witty, engrossing tales of suspense involving one of the most intriguing characters of modern popular fiction: Victor Carl. A defense attorney who lives his life in shades of gray, Victor Carl fights all the right fights for all the wrong reasons. With a failing legal practice, a dead-end love life, a pile of unpaid traffic tickets, and a talent for mixing it up in tough working-class bars and sparring with obstinate cops, Victor skates on the razor's edge of legal ethics in search of the easy buck. But the one absolute in Victor's life is loyalty, especially to a client—even if he happens to be dead. Like Joey Cheaps, a no-account who takes a knife to the throat down on the waterfront, but not before he shares with his lawyer his part in a terrible crime. With his client murdered, Victor must search for a killer. But solving the crime means investigating the darkest spot in Joey Cheaps's misspent youth, sending Victor on a twisting journey that leads to a missing suitcase stuffed with money, photographs of a mysterious naked woman, and a Supreme Court justice with a secret to hide. And most dangerous of all, Victor steps into the crosshairs of a vengeful enemy with a past full of pain and a taste for blood. As thrilling as it is darkly evocative, Past Due is a superb tale of crime and justice that takes the intrepid Victor Carl into brilliant new territory and confirms William Lashner's place among the top suspense writers of our time.

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