Prepare And Practice For The Toeic Test

This textbook offers thorough and comprehensive analysis of each aspect of the TOEIC(r) Test, as well as the opportunity for extended practice. All types of listening scripts and reading texts are clearly presented in individual units with examples and discussion of the mechanics of each question type. Each unit is followed by practice questions. Once familiarization is complete, students can use what they have learned in eight complete practice tests that accurately reflect the format and difficulty level of the examination. At the end of each test, students can evaluate their performance and understand their mistakes by consulting the explanatory key. Quick identification of weaknesses is achieved through a specially designed Diagnostic Test; the study focus guide that accompanies it refers students to the sections where the question types they had difficulty with are discussed and practiced. Suitable for classroom use or self-study, Prepare and Practice for the TOEIC(r) Test can be used as a quick reference practice book, or as a complete course. Its versatility and thoroughness make it an indispensable aid to prospective TOEIC(r) test takers.

As a result of the proliferation of 401(k) and similar plans, corporate downsizing, and early retirement incentives, increasing numbers of Americans each year are faced with the biggest investment decision of their lives: what to do with a lump sum distribution. And the implications of their decision can be staggering. This practical handbook, written by a financial consultant who has handled hundreds of lump sum distributions for clients, cuts through the confusion - addressing the reader's most important fears and questions as well as all the complex tax, investment, and personal planning issues involved. Filled with clear guidance, proven strategies, charts, worksheets, and case histories, The Lump Sum Handbook discusses in depth how to handle an IRA rollover and sidestep a costly new pitfall before it's too late; provides much-needed advice for people who have only 60 days to make a lump sum decision because of an unexpected termination; clarifies the pros and cons of accepting an early retirement or early buyout offer; suggests tax strategies that can help readers avoid losing up to 80% of a lump sum to federal and state taxes; shows how to select the appropriate investment for your particular situation...including mutual funds, stocks or bonds, or various types of annuities; reveals tested ways to minimize or eliminate estate taxes; spells out how IRAs and other retirement savings can be protected from nursing home costs, damaging divorce settlements, and other catastrophes; and will also prove invaluable to brokers, accountants, attorneys, and financial planning professionals who are helping clients make investment and retirement-planning decisions.

Each book contains three complete practice tests which follow the form and content of the TOEIC "RM" test (Test of English for International Communication). Students preparing to take the TOEIC "RM" test can practice all seven sections of the test, monitor their score progress, improve their test-taking time, and evaluate the areas in which they need the most help. Each test is followed by answer keys with explanations and complete tapescripts for further study and reinforcement.

Whether you are preparing for the TOEIC test or teaching TOEIC test preparation classes, this thoroughly updated guide gives you the practice you need for test success. Includes: 800 authentic TOEIC test questions; 2 full-length practice tests with score conversion tables; Exercises and strategies for strengthening overall English language skills; 3 bonus CDs featuring full-length listening comprehension sections; Expert test-taking strategies and details on the test's format; A complete list of authorised TOEIC test centres world-wide.

"Gives students the skills, strategies, practice, and confidence they need to increase their scores on the Listening and Reading sections of the TOEIC test. Ideal for a TOEIC test preparation course or for self-study, the Introductory Course is intended for students who achieve TOEIC test scores from 100 to 400." --Back cover.

Achieve TOEIC® is designed for higher-level students planning to take the TOEIC® test. It features authentic practice tests as well as giving strategies for preparing for and taking the test.