Social Security For Everyone

Social Security expansion is back on the agenda, at a time when Americans need it more than ever—here’s what it should look like (and why it matters to everyday people all over the country) “Altman and Kingson cut through the fog of calculated confusion and outright lies about Social Security.”—David Cay Johnston, Pulitzer Prize–winning journalist and author The COVID-19 crisis has pulled the curtain back on America’s looming retirement income crisis, a fraying of the national community, and ever-worsening income inequality. Never before have so many people’s livelihoods and futures been thrown into flux. Now more than ever, expanding Social Security is essential to addressing these challenges. Social Security Works for Everyone!, an evolution of the argument Nancy J. Altman and Eric R. Kingson made in their acclaimed first book, Social Security Works!, presents the case for expanding Social Security, explaining why monthly benefits need to be increased; why Americans need national paid family leave, sick leave, and long term care protections; and how we can pay for it all. Don’t believe the nearly four-decade, billionaire-funded campaign to convince us that the program is destined to collapse. It isn’t. At a time when growing numbers of Americans are seeing beyond the false choice between financial security for working people and financial security for the federal government, this book eloquently makes the case that universal programs that benefit all Americans (yes, even the rich) make our country stronger and our lives more secure. Social Security works because it embodies the best of American values—the ones that will allow Americans to obtain financial security and weather the next crisis.

A growing chorus of prominent voices in Congress and elsewhere are calling for the expansion of our Social Security system—people who know that Social Security will not “go broke” and does not add a penny to the national debt. Social Security Works! will amplify these voices and offer a powerful antidote to the three-decade-long, billionaire-funded campaign to make us believe that this vital institution is destined to collapse. It isn't. From the Silent Generation to Baby Boomers, from Generation X to Millennials and Generation Z, we all have a stake in understanding the real story about Social Security. Critical to addressing the looming retirement crisis that will affect two- thirds of today's workers, Social Security is a powerful program that can help stop the collapse of the middle class, lessen the pressure squeezing families from all directions, and help end the upward redistribution of wealth that has resulted in perilous levels of inequality. All Americans deserve to have dignified retirement years as well as an umbrella to protect them and their families in the event of disability or premature death. Sure to be a game-changer, Social Security Works! cogently presents the issues and sets forth both an agenda and a political strategy that will benefit us all. At stake are our values and the kind of country we want for ourselves and for those that follow.

All the essential information everyone should know about social security, from maximizing benefits to planning and budgeting for a healthy, happy retirement. Nearly 70 million American citizens—1 in 5 people in the US—receive social security benefits each month, and that number is increasing rapidly. With so many people drawing from the system, it's critical for anyone about to start receiving benefits to be well-informed and prepared, and for anyone already receiving social security to make sure they're aware of how to maximize their benefits and to plan ahead for the future. In Social Security for Everyone, lawyer and bestselling author Carl W. Battle's clear, matter-of-fact explanations will prepare any reader to deal with and understand every aspect of social security benefits. Important topics covered include: How to apply for social security Why many people never receive social security benefits How to maintain independence while receiving social security benefits Breakdowns of social security benefits for families, survivors, and the disabled Taxes and social security and how they interact How to manage and deal with the Social Security Administration Social Security for Everyone also includes dozens of crucial charts, graphs, and tables to help readers plan for retirement, budget for different situations, and maximize their benefits. It's essential reading for anyone preparing to use social security benefits and everyone who is already receiving social security, as well as anyone who wants to know more about this invaluable system.

Examines social security benefits within the context of other retirement savings programme.

A broad, accessible introduction to the benefit system in Britain which can help readers to make sense of the system in practice.

The Social Security program touches the lives of Americans young and old. Almost everyone has a Social Security number and a job that deducts Social Security taxes from his or her paycheck. And more than 60 million Americans, 1 out of every 6 people in the country, collect a monthly Social Security check. Social Security spending makes up about one-fourth of the entire federal budget.A program this big is bound to have complex laws and regulations. Tom Margenau has been helping people understand Social Security for almost 50 years, both as a Social Security Administration employee and as a nationally syndicated columnist for Creators Syndicate. Now, for the first time, he has gathered all of his knowledge and advice into a series of easy-to-read fact sheets and placed them in this book. Simply find the fact sheet that covers the topic you are interested in, and you will improve your understanding of how Social Security affects you and your family.

Helps those nearing retirement make the best decisions about their Social Security benefits by detailing techniques and options like “file and suspend” and “start stop start” to maximize their benefit income for a variety of different life situations.