The 7 A Loan Guaranty Program
Download The 7 A Loan Guaranty Program full books in PDF, epub, and Kindle. Read online free The 7 A Loan Guaranty Program ebook anywhere anytime directly on your device. Fast Download speed and no annoying ads. We cannot guarantee that every ebooks is available!
The 7 a Loan Guaranty Program
Author | : United States. Congress. Senate. Committee on Small Business and Entrepreneurship |
Publsiher | : Unknown |
Total Pages | : 124 |
Release | : 2002 |
Genre | : Business & Economics |
ISBN | : LOC:00097903621 |
Download The 7 a Loan Guaranty Program Book in PDF, Epub and Kindle
Small Business Administration 7 a Loan Guaranty Program
Author | : Congressional Research Service |
Publsiher | : CreateSpace |
Total Pages | : 44 |
Release | : 2015-02-12 |
Genre | : Business & Economics |
ISBN | : 1508601984 |
Download Small Business Administration 7 a Loan Guaranty Program Book in PDF, Epub and Kindle
The Small Business Administration (SBA) administers several programs to support small businesses, including loan guaranty programs designed to encourage lenders to provide loans to small businesses “that might not otherwise obtain financing on reasonable terms and conditions.” The SBA's 7(a) loan guaranty program is considered the agency's flagship loan program. Its name is derived from Section 7(a) of the Small Business Act of 1953 (P.L. 83-163, as amended), which authorizes the SBA to provide business loans and loan guaranties to American small businesses. In FY2014, the SBA approved 52,044 7(a) loans totaling $19.2 billion. The average approved 7(a) loan amount was $368,737. Proceeds from 7(a) loans may be used to establish a new business or to assist in the operation, acquisition, or expansion of an existing business. Congressional interest in the 7(a) program has increased in recent years because of concerns that small businesses might be prevented from accessing sufficient capital to enable them to assist in the economic recovery. Some, including President Obama, argue that the SBA should be provided additional resources to assist small businesses in acquiring capital necessary to start, continue, or expand operations with the expectation that in so doing small businesses will create jobs. Others worry about the long-term adverse economic effects of spending programs that increase the federal deficit. They advocate business tax reduction, financial credit market reforms, and fiscal restraint as the best means to help small businesses further economic growth and job creation. This report discusses the rationale provided for the 7(a) program; the program's borrower and lender eligibility standards and program requirements; and program statistics, including loan volume, loss rates, use of proceeds, borrower satisfaction, and borrower demographics. It also examines issues raised concerning the SBA's administration of the 7(a) program, including the oversight of 7(a) lenders and the program's lack of outcome-based performance measures. In addition, the report surveys congressional action taken during the 111th Congress to enhance small businesses' access to capital, including the providing more than $1.1 billion to temporarily subsidize the 7(a) and 504/Certified Development Companies (CDC) loan guaranty programs' fees and temporarily increase the 7(a) program's maximum loan guaranty percentage to 90% (funding was exhausted on January 3, 2011); raising the 7(a) program's gross loan limit from $2 million to $5 million; and establishing an alternative size standard for the 7(a) and 504/CDC loan programs.
Small Business Administration 7 a Loan Guaranty Program
Author | : Robert Jay Dilger |
Publsiher | : Silverwood Institute |
Total Pages | : 35 |
Release | : 2012-10-14 |
Genre | : Electronic Book |
ISBN | : 1422395359 |
Download Small Business Administration 7 a Loan Guaranty Program Book in PDF, Epub and Kindle
The 7 a Loan Guaranty Program
Author | : United States. Congress. Senate. Committee on Small Business and Entrepreneurship |
Publsiher | : Unknown |
Total Pages | : 112 |
Release | : 2002 |
Genre | : Business & Economics |
ISBN | : PSU:000049648331 |
Download The 7 a Loan Guaranty Program Book in PDF, Epub and Kindle
Small Business Administration 7 a Loan Guaranty Program
Author | : Anonim |
Publsiher | : Unknown |
Total Pages | : 0 |
Release | : 2015 |
Genre | : Government lending |
ISBN | : OCLC:1055236944 |
Download Small Business Administration 7 a Loan Guaranty Program Book in PDF, Epub and Kindle
Lender Equity Investor s Guide
Author | : Anonim |
Publsiher | : Unknown |
Total Pages | : 52 |
Release | : 2002 |
Genre | : Loans |
ISBN | : UCAL:B2825554 |
Download Lender Equity Investor s Guide Book in PDF, Epub and Kindle
Proposal to Amend the 7 a Loan Program
Author | : United States. Congress. House. Committee on Small Business |
Publsiher | : Unknown |
Total Pages | : 80 |
Release | : 1994 |
Genre | : Business & Economics |
ISBN | : LOC:00187076766 |
Download Proposal to Amend the 7 a Loan Program Book in PDF, Epub and Kindle
SBA Lender and Equity Investor s Guide 3rd Edition July 2003
Author | : Anonim |
Publsiher | : Unknown |
Total Pages | : 52 |
Release | : 2003 |
Genre | : Electronic Book |
ISBN | : UOM:39015084690604 |
Download SBA Lender and Equity Investor s Guide 3rd Edition July 2003 Book in PDF, Epub and Kindle