The Indebted Woman

Women, and particularly poor women, have become essential cogs in the wheel of financialized capitalism. Globally, women are responsible for managing household debt, and that debt has exploded over the last decade, reaching an all-time high after the COVID-19 pandemic. Across various categories of loans, including subprime lending, microcredit policies, and consumer loans, as well as rent and utilities, women are overrepresented as clients and managers, and are being enfolded into the system. The Indebted Woman discusses the crucial yet invisible roles poor women play in making and consolidating debt and credit markets. Isabelle Guérin, Santosh Kumar, and G. Venkatasubramanian spent over two decades observing a credit market that specifically targets women in the Indian countryside of east-central Tamil Nadu. They found that paying off debts required labor, frequently involved sexual transactions, and shaped women's bodies and subjectivities. Bringing together ethnography, statistical surveys, and financial diaries, they offer for the first time a comprehensive theory for this sexual division of debt that goes far beyond the Indian case, exposing the ways capitalism transforms womanhood and how this transformation in turn fuels capitalism.

Women, and particularly those who are subaltern, have become essential cogs in the wheel of financialized capitalism. Women bear the largest share of household debt worldwide, and that debt has exploded over the last decade, reaching an all-time high after the COVID-19 pandemic. Things like subprime loans and microcredit policies both have an overrepresentation of women as clients and managers, enfolding them into the system. The Indebted Woman discusses the crucial yet invisible roles subaltern women play in making and consolidating debt and credit markets. Isabelle Guérin, Santosh Kumar and G. Venkatasubramanian spent over two decades observing a credit market that specifically targets women in the Indian countryside of east-central Tamil Nadu. They found that paying off debts frequently involved sex work or sexual transactions, making one's body available for surrogacy, and selling one's daughter or her virginity. Bringing together ethnography, statistical surveys, and financial diaries, they offer for the first time a comprehensive theory for this sexual division of debt, exposing the ways in which capitalism transforms womanhood, and how this transformation in turn fuels capitalism.

Can Captain Wyvern keep his new marriage of convenience all business--or will it turn into something more? Captain Charles Wyvern owes a great debt to the man who saved his life--especially since Major Richardson lost his own life in the process. The best way to honor that hero's dying wish is for Wyvern to escort the man's grieving fiance and mother safely to a new cottage home by the sea. But along the way, he learns of another obligation that has fallen on his shoulders: his uncle has died and the captain is now the Earl of Rothwell. When he and the ladies arrive at his new manor house in Devon, they discover an estate in need of a leader and a gaggle of girls, all wards of the former earl. War the new earl knows; young ladies and properties he does not. Still wishing to provide for the bereaved Lady Sophia Haverly, Charles proposes a marriage of convenience. Sophie is surprised to find she isn't opposed to the idea. It will help her care for her betrothed's elderly mother, and she's already fallen in love with the wayward girls on the Rothwell estate. This alliance is a chance to repay the captain who has done so much for her care, as well as divert her attention from her grief. When Wyvern returns to his sea commission, she'll stay behind to oversee his property and wards. It sounds so simple. Until the stalwart captain is arrested on suspicion of smuggling, and Sophie realizes how much he's come to mean to her. Now she'll have to learn to fight, not only for his freedom but also for his love.

Advance reviews: An incredible, unique journey down a rabbit hole of intrigue & history. Pepper's writing was captivating and thrilling, combined with her trademark for dark lyrical deliciousness, creating a perfectly braided work that screams...dark, sinful, forbidden, but also daring, alluring, and lustful. *** Please note, this is a Dark Romance. If you don't like darker topics, please don't read. It's ultimately a love story, but to find pleasure you must feel pain. You have been warned.*** "I own you. I have the piece of paper to prove it. It's undeniable and unbreakable. You belong to me until you've paid off your debts." Nila Weaver's family is indebted. Being the first born daughter, her life is forfeit to the first born son of the Hawks to pay for sins of ancestors past. The dark ages might have come and gone, but debts never leave. She has no choice in the matter. She is no longer free. Jethro Hawk receives Nila as an inheritance present on his twenty-ninth birthday. Her life is his until she's paid off a debt that's centuries old. He can do what he likes with her--nothing is out of bounds--she has to obey. There are no rules. Only payments. *Debt Inheritance is a full length book at 252 pages and ends on a cliffhanger. There are Six Books in the Series.

This book is about debt - a situation which affects a large and growing number of people. In Britain alone in 1986 more than 2 million people were sued for debt in the county courts. But debt cannot be understood apart from credit, and the 1980s have seen a substantial increase in the amount of credit available. In The Indebted Society Janet Ford gives both an overview of the contemporary credit and debt society and a discussion of the borrower's experience and management of debt. As well as providing a critical examination of the growth and changing structure of credit provision, describing the social and economic base for such growth, and considering explanations for the emergence of default and contemporary attitudes to debt, she also presents a detailed study of forty households with mortgage arrears, placing these personal histories within the broader structure of a credit and debt society.

In 1936, Bluet is the last of the Kentucky Blues. In the dusty Appalachian hills of Troublesome Creek, nineteen and blue-skinned, Bluet has used up her last chance for “respectability” and a marriage bed. Instead, she joins the historical Pack Horse Library Project of Kentucky and becomes a librarian, riding up treacherous mountains on a mule to deliver books and other reading material to the poor hill communities of Eastern Kentucky. Along her dangerous route, Bluet confronts many who are distrustful of her blue skin. Not everyone is so keen on Bluet’s family or the Library Project, and the impoverished Kentuckians are quick to blame a Blue for any trouble in their small town. Inspired by the true and historical blue-skinned people of Kentucky and the dedicated Kentucky Pack Horse Library Project, The Book Woman of Troublesome Creek provides an authentic Appalachian voice to a story of hope, heartbreak and raw courage and shows one woman’s strength, despite it all, to push beyond the dark woods of Troublesome Creek.