The Invisible Bankers

In spite of its key role in creating the ruinous financial crisis of 2008, the American banking industry has grown bigger, more profitable, and more resistant to regulation than ever. Anchored by six megabanks whose assets amount to more than 60 percent of the country’s gross domestic product, this oligarchy proved it could first hold the global economy hostage and then use its political muscle to fight off meaningful reform. 13 Bankers brilliantly charts the rise to power of the financial sector and forcefully argues that we must break up the big banks if we want to avoid future financial catastrophes. Updated, with additional analysis of the government’s recent attempt to reform the banking industry, this is a timely and expert account of our troubled political economy.

A Wall Street Journal, Financial Times, and Bloomberg Businessweek Book of the Year Why our banking system is broken—and what we must do to fix it New bank failures have been a rude awakening for everyone who believed that the banking industry was reformed after the Global Financial Crisis—and that we’d never again have to choose between massive bailouts and financial havoc. The Bankers’ New Clothes uncovers just how little things have changed—and why banks are still so dangerous. Writing in clear language that anyone can understand, Anat Admati and Martin Hellwig debunk the false and misleading claims of bankers, regulators, politicians, academics, and others who oppose effective reform, and they explain how the banking system can be made safer and healthier. Thoroughly updated for a world where bank failures have made a dramatic return, this acclaimed and important book now features a new preface and four new chapters that expose the shortcomings of current policies and reveal how the dominance of banking even presents dangers to the rule of law and democracy itself.

Wars are deliberately created to serve the armaments industry. Central bankers systematically plunder governments and the bankrupt governments in turn rob the powerless citizens. Whoever thinks that the government is there to serve the interests of the citizen comes out deceived. Those that pay taxes pay the bill. The rich become richer and poor become poorer. All this is not a coincidence, but a preconceived plan of a small group of criminal bankers. Everyone has to deal with it, but only a few realize what is going on. Welcome to the New World Order portal. How did it ever get this far? This non-fiction book describes a number of bizarre events that happened over the last 250 years. They were carefully kept outside the history books and main stream media. This book will take you on a voyage of discovery in a world of fraud and deception. The author takes a critical view of the world around us and wrote this book in order to inform the reader how the system of money- and power structures, probably works. Abraham Lincoln and John F. Kennedy were the best known but certainly not the only American presidents, who warned the people of the lies and deceit of an occult Deep State. They were not heard but murdered. How bizarre is it that 99.9% of people still get fooled by the 0.1% criminal psychopaths that these ex US presidents are talking about. The world is ruled by a criminal cabal of Freemasons and Jesuits who serve exclusively their own interests. These Deep State elite are working on a New World Order in which they pursue absolute power over everything and everyone. To get there, countries must give up their sovereignty, the monetary system and stock markets must collapse and wars must rage. Recognizable? It is with the power of social media, that the den of vipers can be exposed, after which 7 billion benevolent people can work again on their future without grabbing bankers, robbing government, hypocritical religions and pointless wars. Why not the 99.9% against the 0.1% instead of the other way around? Most votes apply. Don't you agree? What are you going to do with this information? In this age of social media and information technology, ignorance is a choice. B.Izar.

This book will resonate with anyone no matter where you reside on this journey, whether newbie or old guard. If you want to be part of this change, you need to understand all about the messy middle that Leda so expertly describes in this book. If you read this book and it doesn’t resonate, then I suggest you think about stepping aside. — Curt Queyrouze, President, Coastal Community Bank The world is going digital, and so is banking—in fits, starts, and circles. Why is it so hard? Why is the industry constantly getting in the way of its own technological progress and what can we do about it all? This book looks at the human and structural obstacles to innovation-driven transformation and at the change in habits, mindsets and leadership needed for the next stage of the digital journey and argues that this change will be brought about, not by external heroes and saviours, not by a generation yet to be born, but people just like us. People who understand the industry and its quirks. Bankers who have the grit, determination and energy to drive change. Bankers like us. This book celebrates and chronicles the shared experience of bankers like us. It starts with a ‘this is who we are’ piece, including the author’s trench credentials. It then presents an overview of corporate culture (this is what we deal with and a few ideas on how to handle it), as well as a piece on why transformation is so difficult and so many get it wrong; a piece on the challenges our lack of diversity brings or compounds, and a hopeful look-ahead on what a team of principled, dedicated folks can do despite everything.

Constantine Versus the Bankers is the epic of what went wrong and still goes wrong in a seemingly Christian setting. In spite of setbacks, it examines what is yet to be accomplished toward Peace in this world. There is, nevertheless, a de facto kind of oneness in politics, religion, education and public ethos, albeit, as four distinctly separate Estates, and not always in harmony. This results at times in human failure and more often in pernicious conspiracies at work. Constantine still is maligned, from contemporary world leaders to historians, while Christians still are selectively being killed with evermore-imaginative cunning. Consider the sources vilifying Christianity: they are the same agencies hunting down the Holy Apostles on their Mission, with the same combination of Murky Forces and modern internationalist adepts. While considered a "sacred cow," the Bankers of all grades are popularly held on the highest pedestal and glorified as saviors, greater than God. As matters today stand, the only solutions to cultural, political, social, economic and educational impasses come through going deeper into private, national and international debt, sinking down into the cavernous jaws of the interest-bearing Vipers. To believe in an irreversibly coming doom is to question whether there is a God, or not.

"Following the footsteps of Thorstein Veblen, Stuart Chase, Ralph Borsodi, and others, JW Smith demonstrates the wasted labor within the American Economy at fully 50%. Eliminate the monopolization and wars which engenders that waste, share the remaining productive jobs, and each employable person need work outside the home only 2 to 3 days per week."--Publisher description.