The Ultimate Home Buying Guide Greater Toronto Area Edition

Buying the wrong home could cost you thousands of dollars and leave you with a property that is impossible to resell at a decent price. Buying your first home should be a rewarding and exciting time in your life, and one that you look back on with fond memories. But this is a huge investment, and you need to be fully prepared and able to ask the right questions, in order to come out on top.Here are a few questions that you''ll want to think about.. Should you buy a new or older home? Should you hire a home inspector? How can you save money by watching ''market trends''? How can you choose the best realtor based on your needs? What type of financing is available to you? How should you place your first offer? These are just some of the many questions you''ll need to know the answers to if you really want to get the best deal possible, while saving money and eliminating risks. One of the greatest concerns of new home buyers is that they''ll make a wrong decision, or they''ll end up with a property that requires extensive repairs or problems that need fixing.After all, buying a home is a life changing endeavor, and it''s not something that anyone should take lightly.You also don''t want to rely on your real estate agent to give you the answers to vital questions. You need to know how to choose, evaluate and approve properties yourself, so that you are able to make the best decisions for you and your family! The guides mentioned in this book will provide first time home buyers and anyone buying home again with a clear-cut guide to finding, evaluating and buying their dream home while helping to reduce any risk of buying a ''dud''. I cover all bases within this full featured guide, leaving nothing to guesswork. I want you to feel comfortable buying your first home, and so we''ve made sure to include the most common concerns that new home buyers have, and simple solutions to choosing the best property, while getting the best deal possible.When I was looking to buy my first home, I was not a realtor. I was plagued by questions and concerns that left me feeling unsettled and nervous about making the wrong decision. There were many unknown unknowns as what questions to ask, who to ask, where I should look, or what documents I had to prepare, review and sign. Terms like mortgage approval, down payments, closing costs, etc. was like an algebra equation to me. I felt intimidated and frustrated. With so many properties on the market, I had an incredible inventory to sort through. However, in order to walk away a winner, I needed to know how to spot a "property problem" and how to choose a home that is suitable for my family and lifestyle. My wife and I depended solely on our realtor to give us advice and show us the way. I wished I knew a little more about the buying process. Buying a home is probably the largest investment you will ever make financially and emotionally. Reading this book will empower you with the required knowledge about home buying and can save you money. I would recommend you to get as much information as you can about the processes and costs of home buying before you get caught up in searching for a home. Read reports and attend seminars. My objective is to help home buyers become familiar with the many processes involved in buying a home, finding the right realtor, obtaining a mortgage, searching for a home, home inspection, putting an offer, closing, and possession. The goal is to help you to make an informed decision about home buying, thus you can get the maximum value for your money. Whether you''re purchasing your first home or next, this book can be used to help you get started and prepare you for your purchase. After reading this book, you will gain confidence in your own choices and decisions and your home buying experience will be pleasurable!

Are you looking for your dream home in the greater Toronto area? Are you finding the process daunting and confusing? Do you need help from an expert? Buying a home can be a stressful event. Avoiding the Heartbreak provides you with pertinent, valuable information every step of the way.

Toronto has one of the most exciting real estate markets in the world, but every day people all across the city are making mistakes when buying real estate. This book puts an end to that. It is the most comprehensive guide to buying real estate in this city that has ever been published. If you are considering buying a home, you need to read this book first. It has been designed for first-time buyers and experienced buyers alike, and will answer all of the questions you might have about the process of buying a house or condo. Every step of the process is explained thoroughly. It takes the uncertainty out of the process, and makes it easy for anyone to get into the market today. In this book you will learn about: How to find the best deals; How to finance your home; How to build your real estate DREAM team; Whether you should buy a condo or a house; What to beware of with Toronto's older homes; How to win a bidding war; 14 great neighbourhoods in which to buy in the GTA; And so much more...

REALTOR® Christine Denty took a look around one day and noticed that although nearly twenty-percent of homebuyers are single women, the whole industry seems geared towards men. So she thought it was high time for a comprehensive, female-centric handbook for real estate...a girlfriend’s guide! From the inside scoop on buying and selling homes, to a comprehensive breakdown on how to perform maintenance and upkeep, to tax tips, to how to split up property in the event of separation or divorce, The Girlfriend’s Fabulous Guide to Real Estate demystifies the buying, selling, and owning of real estate with simplicity, know-how, and a dollop of empathy topped with a double-scoop of hilarity. Readers will get a first look at some of the terrifying legal documents that rookie buyers and sellers face and find them explained in simple, comprehensible terms. Jam-packed with important information and supported with great visuals like photos, charts, and graphs, The Girlfriend’s Fabulous Guide to Real Estate is the one essential primer for women navigating the choppy waters of home ownership. This is the second edition of the book (2021).

Cross the Border with Confidence! Now in its twelfth edition, this book is the definitive guide to everything financial for those living a cross-border lifestyle in Canada and the US. If you are a Canadian living seasonally or year-round in the US, a US citizen living in Canada, or if you have financial assets in both countries, this book can save you time, money, and headaches. Updated for recent changes to cannabis laws and the United States-Mexico-Canada Agreement, the strategies outlined here will help you adopt the most amazing, ideal crossborder lifestyle. Imagine your own virtual private swinging door on the Canada/US border that allows you to go through in either direction whenever you want, for whatever time period you want, free from worry and funded by substantial tax reductions. Plus it will give you access to both US and Canadian medical coverage for the rest of your life! Learn how to: • Legally reduce both Canadian and US taxes • Protect your assets from fluctuating exchange rates • Eliminate stress during border crossings • Operate your business from either side of the border to your best advantage • Make investments that are free from both income and estate taxes • Use proven tools to eliminate both the Canadian "death tax" and US estate taxes • Remove your RRSP and other registered plans from Canada at very low or no net income taxes using proven cross-border tools • Use the Canada/US Tax Treaty to greatly save money and reduce taxes on the sale of your business The included, exclusive kit of downloadable materials includes: • Choosing a cross-border financial planner • Lists of free, useful publications • Lists of embassies and consulates • — And much more!

Solar power, once a fringe effort limited to DIY enthusiasts, is now fast becoming mainstream, and many home and business owners are curious about solar electric and solar thermal systems, and want to find out how to go about getting a clean energy generation system of their own. The market for solar systems has been growing at an exponential rate even in a sluggish economy but many are held back by widespread confusion about the technology. This book clears the air, allowing property owners to move forward with confidence to make their buildings comfortable, environmentally sound and secure against wild swings in energy prices.

Closing the Deal is a handy tip book for anyone looking to buy, rent or sell their place. With tips that others won't share with you, Al gives you advice and ideas to educate you on how to get things done effectively. For instance, baking cinnamon buns before you have an open house gives your property a very pleasant and homey feel. Home staging for cheap can get you more money for your property, and having bad credit, doesn't mean you can't get a mortgage! Al will take you through the DOs and DON'Ts of buying, renting or selling property, including what to be aware of when looking for the best real estate agent.