Commercial Auto Insurance Guide

Commercial auto policies can provide insurance coverage for risk exposures that may be beyond the scope of a personal auto policy. This easy-to-understand coverage guide supplies small businesses with much-needed information pertaining to small business auto risks and the use of insurance policies as one way to manage those risks. Written specifically with small businesses in mind, it provides: - analyses of the standard business auto policy and the auto dealers coverage form (both products issued by the Insurance Services Office) - endorsements used with the policies - discussions of coverage issues Additionally, the book contains analysis of both the business auto policy and the auto dealers coverage form, as well as: - endorsements to the forms - coverage issues pertaining to the forms - court cases relevant to the coverages offered by both forms Moreover, business auto policy and the auto dealers coverage forms have been fully reproduced in this book. Chapter by chapter, this plain-English guide dedicates its coverage to providing small businesses with options for having their auto exposures covered.

Automobile Insurance Made Simple is a comprehensive, easy to understand consumer's guide to auto insurance. It explains the basic coverages provided by most auto insurance policies, along with simple and clear examples. The book explains how insurance companies determine how much you pay for auto insurance. Once you have this basic understanding, it's easy to see how you can save money on your auto insurance. The book contains actual rating examples and premium charges with easy-to-follow charts and graphs. It provides tips on how to shop, what discounts to look for, and how not to become a victim of insurance fraud. It explains coverages. This book is a valuable resource worth coming back to time and again. An absolute must buy if you live in New Jersey! The $20 investment you make in this book can save you hundreds of dollars in just one year, even thousands of dollars over the course of your lifetime.

Do you have the protection you need? INSURANCE. You have to have it, but do you really know what you have? It is the one purchase that you hope never to use, but when you do, it is all too common to learn that what you thought was covered is not. Do not let your car, home or health suffer because that long, dry policy document is too difficult to understand. Instead, let The Complete Book of Insurance guide you through all of your major insurance needs. - If you are concerned with the other drivers and want to know just exactly what uninsured motorist coverage is-use The Complete Book of Insurance to evaluate what limits you really need if you are involved in an accident. - Whether you just bought your first house or are moving to a region prone to earthquakes, flood or mold-use The Complete Book of Insurance to learn what is really protected under your standard policy. - If you believe that you are too young to worry about life insurance-use The Complete Book of Insurance to plan for your family's future security. We all want the best coverage with the least expensive rates. However, finding the right insurance company and the right agent is actually your second step to making it happen. Your first step is to understand the type of coverage you truly need.